Kasasa Cash: 2.25% APY*


Expect more from your checking account – a higher yield, not more fees. Free Kasasa Cash checking pays up to 2.25% APY*. But that’s not all. We’ll refund your ATM fees, nationwide.* So you never have to search for a “free” ATM.

No monthly service fees. No minimum balance to earn our highest rates. It’s free checking that rewards you in cash each month. All for doing things you’d pretty much do anyway.

Join now by opening your account online Call 1-800-258-3115, or stop by any of our neighborhood branches to get started.


Put your savings into high gear with a linked Kasasa Saver™ account

Kasasa Saver™ puts saving on autopilot with a free, high interest saver account linked to your Kasasa Cash Back checking account. The rewards earned on checking and ATM fee refunds are automatically deposited into the saver account and then additional interest is piled on top.


Not yet a member?

Click to start application

If you live, work or worship in Washington State or the Portland Metro area, you can join!


Account Benefits:

  • Earn higher dividends up to $15,000 with no minimum balance
  • Refunds on ATM surcharges nationwide
  • Free online and mobile banking, and Bill Payer
  • Free e-mail notices of monthly activity

Account Requirements:

  • Conduct 12 debit card transactions that post and clear per qualification cycle
  • Sign up for eStatements (valid e-mail address required)
  • Access online banking at least once per qualification cycle

Increase your earnings momentum at TwinStar Credit Union.


Start now

Contact us or visit any branch to sign up.

Got more questions? Check out the Frequently Asked Questions for Kasasa Cash checking.


Current Rates

As of: 04/01/2014
Balance Range Dividend Rate APY*
Consumer Checking
$0.00 - $499.99
$500 - $999.99
$1,000 - $2,499.99
$2,500 and up
0.00%
0.05%
0.05%
0.10%
0.00%
0.05%
0.05%
0.10%
Kasasa Cash (formerly Accelerator Checking)
$0, Req. not met
$0, Qualifications met, up to $15,000
$0, Qualifications met, over $15,000**
0.03%
2.22%
0.25%
0.03%
2.25%
0.51%

* APY = Annual percentage yield

Consumer Checking

Member's Choice and Prime Advantage Club earn dividends. Minimum daily balance is required to earn dividends at the corresponding tiered rate. If during any statement period your account balance falls below the minimum daily balance, dividends will not be paid to your account for that month.

Kasasa Cash (formerly Accelerator Checking)

One Kasasa® checking per prime member. Members age 18 and older. No monthly service charge. $25 opening deposit qualification. Rewards based on certain qualifications***. Rewards: Premium dividend rate. No ATM surcharge fees when check (debit) card is used at TwinStar ATMs. ATM fee(s) charged by foreign ATMs will be reimbursed up to $20 per account per qualification cycle (applies to debit card ATM fees only – International transaction fees will not be refunded). Kasasa Cash® rewards and ATM surcharge refunds 1) Conduct 12 debit card transactions that post and settle per qualification cycle. Please note that not all transactions are posted the same day they are conducted. ATM transactions and deposits/credits do not count toward the debit card transaction qualification. 2) Sign up for eStatements (valid e-mail address required) and accept the eStatement Consent to Electronic Delivery disclosure. 3) Access Online Banking at least once per qualification cycle. 4) Upon meeting account reward qualifications, dividends are compounded and credited monthly.
** APY Range of 2.25%-0.51% depends on balance maintained, assuming a maximum $100,000 in 2nd tier. ***Qualifications for rewards are calculated from the last day of the month to the day before the last day of the next month (qualification cycle).

Kasasa Saver: Minimum to open is $25 for Kasasa Saver. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $5,000 in Kasasa Saver receive an APY of 1.25%; and (2) balances over $5,000 in Kasasa Saver earn 0.03% interest rate on portion of balance over $5,000, resulting in 1.25% - 0.03% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.03% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.