Is your business affected by COVID-19? We’re here to help.

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TwinStar Credit Union understands the challenging economic environment small businesses are facing in our communities due to the impacts of the COVID-19 pandemic. We recognize that the prolonged effects of this unprecedented event may result in disruptions to the livelihood of your business, employees, and your customers.  Our hearts are with everyone directly affected by this situation.

If your financial situation has been adversely impacted by COVID-19, or the continued measures taken to limit the exposure of this disease, we are here to help and support you and your business during this difficult time.


90-Day Payment Deferral

We can give business members the time to assess current business situations and the flexibility to utilize cash flows to support the immediate needs of business operations.

  • No fees associated with this loan modification
  • Streamlined implementation via a limited application and closing process
  • No change to existing loan terms, rates, maturity, etc. Interest will continue to accrue during payment deferment. Payments will be re-amortized at the end of deferral period according to remaining amortization period as evidenced in the original Note and any subsequent modification.

NOTE:  Deferred loan payments are limited to a maximum of 90 days per loan obligation.  If you have already participated in TwinStar Credit Union’s 90-Day Payment Deferral program and still need further assistance, please contact any of our Business Services Managers at or 1-800-258-3115 for additional guidance and instructions


SBA Paycheck Protection Program (PPP)

The Small Business Administration (SBA) has reopened the Paycheck Protection Program (PPP) for first-time borrowers through its First Draw PPP Loan program. See this article for details and to apply.


SBA Paycheck Protection Program (PPP) Loan Forgiveness

For information on PPP loan forgiveness, please see this article.


Additional Resources:


Your health and financial peace of mind is paramount to us as we work through this disruption that is touching us all. For further information regarding these options available to businesses within our communities, please contact TwinStar Credit Union’s Business Services at 1-800-258-3115 or email

We are all in this with you - Realizing our Financial Dreams Together.

Thank you for being a member of TwinStar Credit Union.

If your business needs assistance use this form to contact us.