Your first loan

  • First auto loan up to $15,000 at a first-time buyer's rate
  • First Visa Credit Card, credit limits starting at $250

If you're a member, you're eligible! Members under 18 years old must have a parent or legal guardian as a co-signer.

If you have no credit history, or a limited history, you can apply. Build your credit history and reach for your dreams. Apply online, visit a branch near you, or call 24-hours a day at 1-800-258-3115.

Save money on your loan

The Visa Classic offers a low introductory rate for six months on purchases, cash advances, and balance transfers.* Plus there's no annual fee! Learn more about Visa Credit Cards.

Learn more about auto loans.

* The fixed introductory rates apply to new Visa accounts opened, new purchases and cash advances posted to a new Visa account for 180 days from the account open date. Your rate for purchases, cash advances and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. Rates are subject to change at any time. All loans on approved credit.