Vehicle Interest Rates Effective Apr 01 2014
Type of Loan APR* Loan Terms
Auto
New & Used Vehicle Rates range from 2.99% - 11.24% fixed APR for vehicles with UNDER 125,000 miles. Maximum term is based on the loan amount. Vehicles with 125,000 miles or more are subject to higher rates. All auto loan rates excludes Toter and Toter Home vehicles; commercial, commercial use or fleet vehicles. No branded, salvaged, or rebuilt titles.

Term is determined by vehicle mileage and loan amount.

Motorcycle
Motorcycles: Highway Registered Road Motorcycles New & Used Models. Excludes custom built or motorcycles for which a published book value is not available. Scooters: Road registered; classified by DOL as "cycle"/CYC New models only; Minimum engine size 49/50cc Rates range from 4.49% - 13.99% fixed APR.

Term is determined by amount financed.

Boats
Boats: 16-28 feet. New and last 9 model years. Total 10 model years including current model year. No live-a-board boats; or any boats lived in or planning to live in for 5 or more months during the year. Rates range from 5.49% to 14.99% fixed APR. Older model year loans, if approved, are subject to higher rates.

Term is based on loan amount.

RV
RVs: Includes campers, tent and travel trailers, fifth wheels, RV/sports trailers, motor homes, and recreational park trailers. Excludes Toter and Toter Home vehicles. Excludes ANY unit lived in (or planning to live in) 5 or more months during the year. Recreational Park Trailers: new models only. New and last 9 model years. Total 10 model years including current model year. Rates range from 3.99% - 12.99% fixed APR for special 72 month term. Rates range from 4.49% -14.49% fixed APR for other terms. Older model units, if approved, are aubject to higher rates.

Term is determined by amount financed.
Special short term (72 months) and standard terms available.

Horse and Cargo Trailer
Horse and Cargo Trailers: New models only. With or Without living quarters. Rates range from 5.49% - 14.99% fixed APR.

Term is determined by amount financed.

* APR = Annual Percentage Rate. All rates based on approved credit.

Your individual financing and the interest rate to which you qualify will be based on your personal credit history, loan term and model year. Model years older than listed or mileage higher than listed are subject to higher rates.