|Title||Credit Limit||Introductory APR*||Cash APR||Purchase APR||Balance Transfer APR||Annual Fee||Rewards|
|Classic||$250 - and up||1.90% Fixed||14.00% Variable||11.00% Variable||8.00% Variable||$0||none|
|Platinum||$2500 - and up||1.90% Fixed||12.00% Variable||9.00% Variable||6.00% Variable||$0||none|
|Platinum Rewards||$2500 - and up||1.90% Fixed||13.00% Variable||10.00% Variable||7.00% Variable||$25||Earn one point for each dollar in purchases.|
* APR = Annual Percentage Rate. All rates based on approved credit.
Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00
Lost Card Replacement Fee: $5.00
The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.
Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.
Download a printable disclosure/card agreement: