Visa Credit Card Interest Rates Effective Mar 10 2014
Title Credit Limit Introductory APR* Cash APR Purchase APR Balance Transfer APR Annual Fee Rewards
Classic $250 - and up 1.90% Fixed 14.00% Variable 11.00% Variable 8.00% Variable $0 none
Platinum $2500 - and up 1.90% Fixed 12.00% Variable 9.00% Variable 6.00% Variable $0 none
Platinum Rewards $2500 - and up 1.90% Fixed 13.00% Variable 10.00% Variable 7.00% Variable $25 Earn one point for each dollar in purchases.

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00
Lost Card Replacement Fee: $5.00

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

Download a printable disclosure/card agreement: