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The TwinStar Credit Union Difference

Putting community first since 1938. 

You’ve probably heard that credit unions are different than banks, but what is it exactly? The big difference is you – credit unions are not-for-profit cooperatives owned by the very people we serve, members just like you. We exist solely to serve our members, not to enrich a small group of stockholders. So decision making is a bit easier at credit unions – we’re seeking to return the most value to each member at all times. Credit unions are run by democratically elected and volunteer Board of Directors; it’s democracy in action – for the people by the people!

Credit unions return earnings to members in the form of better deposit rates, low to no fees and lower interest rates on loans. Credit unions also focus on returning value to members through easy access. TwinStar Credit Union is a fast follower of available technology and is committed to providing members all the modern account access tools available.

Another significant difference between banks and credit unions is cooperation. Credit unions cooperate with each other because we think everyone should be in a credit union, regardless of which one you choose. We also link our ATMs together to help our members avoid costly ATM surcharges.

Follow these links to see the Credit Union Difference in action at TwinStar Credit Union:

The Credit Union Difference

What makes a credit union different?

Get started today

A couple enjoying a moment as they move in to a new house

Opening the door to home ownership

TwinStar has a variety of loans and resources to support you in your home ownership journey.

Current rates

Qualified APY*
APR† as low as
Purchase APR†
APY* ($500 Min.)

TwinStar Visa Cards

Visa Classic credit card image.
Visa Classic

For those in need of a basic credit card, the TwinStar Classic card is for you. 

Visa Platinum credit card image.
Platinum Visa Card

The Platinum Visa from TwinStar is the best option for members with established credit. 

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Visa Platinum Rewards

The Platinum Rewards card designed for our members who want to earn rewards with each eligible purchase.

Realizing Financial Dreams Together

TwinStar Credit Union

Member Services

Mon - Fri: 8:00 am-7:00 pm
Sat: 9:30 am-2:00 pm
Currently open

For 24 Hour support, visit our help section.