Woman at a cafe with a credit card and cell phone.

New year. New card.

There’s never been a better time to transfer your balances to a TwinStar Visa® credit card. Take advantage of our best promo rate ever.

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Start saving when you transfer your balances to a TwinStar Visa® Platinum card!

Whether you want to take advantage of better rates, consolidate debt, or simply switch things up, we’ve got you covered.

Enjoy 0% APR for 12 months* on balances transferred to a TwinStar Visa® Platinum with a 11.25% variable APR* thereafter. If you prefer a card with rewards, transfer to a Visa® Platinum Rewards with low promotional rate of 0% APR* for 12 months and a 12.25% variable APR* thereafter.  

You’ll also enjoy:

  • No balance transfer fees*
  • Low purchase interest rates
  • 24/7 fraud protection

Apply online, call us at 800.258.3115 or visit your local branch to get started.

Offer available January 10 - March 9, 2024.

Balance Transfer Rates

promotional APR for 12 months*
0.00%
variable APR after 12 months
11.25%
promotional APR for 12 months*
0.00%
variable APR after 12 months
12.25%

Setting up your balance transfer

Applying for a new TwinStar Visa card?

Apply for a Visa Platinum or Platinum Rewards card online. Indicate in the app that you are interested in a balance transfer. Once your application is approved, we will reach out to you to help you set it all up.

You'll need the following information to complete your balance transfer:

  1. Name of your card issuer (Payee).
  2. Full card number
  3. Name as listed on the card
  4. The amount you want to transfer
  5. Payment mailing address (PO Box for payments)

Already have a TwinStar Visa Card?

Send us a secure message in Online Banking or chat with us to let us know you're interested in completing a balance transfer. We’ll connect you with a specialist to complete your transfer.

You'll need the following information to complete the balance transfer:

  1. Name of your card issuer (Payee).
  2. Full card number
  3. Name as listed on the card
  4. The amount you want to transfer
  5. Payment mailing address (PO Box for payments)

Plus, check out the great benefits you get with the Visa Platinum cards!

Manage your cards, get identity theft protection and peace of mind with TwinStar Visa.
Woman using her card to shop online at a cafe.

Card Control

Easily turn your card off or on and set up alerts using the TwinStar mobile app or online banking.4

Person checking phone in a bright room.

Your partner against identity theft. 

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.1

Two people enjoying a sunset at a tropical location.

Add peace of mind to your itinerary.

Use your Visa card to purchase tickets when traveling and receive $500,000 of accidental death and dismemberment coverage with Travel Accident Insurance2. Plus, call anytime for Travel or Emergency Assistance Services2, available for covered Visa cardholders from anywhere in the world.

Choose the card that fits your lifestyle and apply today.

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00.
Rewards details and restrictions subject to change.

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

For full printable disclosure Click here. A printable card agreement can be found here

1. No one can prevent all identity theft. 

2. Click here for more details on available benefits: 
 https://www.twinstarcu.com/help/what-other-benefits-do-i-get-my-visa-credit-cards 

3. For more details on rewards and points, please click here: 
https://www.twinstarcu.com/rewards 

4. Message and data rates may apply.