A happy young boy sledding

Create your own
snow day

Transfer your balances to our Visa Platinum without balance transfer fees, plus a low promotional rate.*

Take advantage of a low promotional rate*

This year has you feeling like it’s one long snow day with Zoom meetings, remote school, and working in jammies. Plus, you did all your holiday shopping online and ran a balance on your credit cards.

Take a break from high-interest rates and transfer your balances to our Visa® Platinum with a low promotional rate of 1.99% APR* for 12 months and a 6.00% variable APR* thereafter. And you’ll pay no balance transfer fees. It’ll feel just like a real snow day!

Balance Transfer Rates

promotional APR for 12 months*
1.99%
variable APR after 12 months
6.00%
promotional APR for 12 months*
2.99%
variable APR after 12 months
7.00%
*APR = Annual Percentage Rate. Promo APR applies to balance transfers posted to a Visa® Platinum or Visa® Platinum Rewards account between 1/10/2021-3/9/2021. Promo rate of 1.99% APR on Visa® Platinum; and 2.99% for Visa® Platinum Rewards on balance transfers for 12 months from the date of the first promotional balance transfer, after which balance transfer rates will vary based on account type. APR will vary with the market based on the Prime Rate. Non-promotional variable rates are 6.00% APR on Visa® Platinum; and 7.00% for Visa® Platinum Rewards. Rates accurate as of 12/20/2020. After 12 months the non-promotional variable APR in effect for balance transfers will apply to any remaining balance. Only balances transferred from a non-TwinStar credit card account qualify for a balance transfer. Other Visa types are not eligible. Visa® Platinum Rewards annual fee is $25. Rates, terms and conditions are subject to change and may vary. All loans subject to approval. Reward program details and restrictions apply. Contact TwinStar for additional program terms and conditions.

 

Apply for your Visa card today

Setting up your balance transfer

Apply for a Visa Platinum or Platinum Rewards card online. Indicate in the app that you are interested in a balance transfer. Once your application is approved, we will reach out to you to help you set it all up.

You'll need the following information to complete your balance transfer:

  1. Name of your card issuer (Payee).
  2. Full card number
  3. Name as listed on the card
  4. The amount you want to transfer
  5. Payment mailing address (PO Box for payments)