Skip A Payment Program

Skip your next loan payment
Due to the COVID-19 outbreak, we are allowing additional skips on loans and reversing skip fees. If you would like to skip a payment please call or send a secure message in online banking for details.


Take a break from your next loan payment

TwinStar Skip A Payment is back!

To skip your next loan payment, log into TwinStar online banking, then click on “Services” and “Skip A Payment”. If you have loans that qualify, they will be identified here. Just make a few simple clicks to acknowledge that you would like to skip your next payment and off you go!

  • There is a $35.00 processing fee for each skipped loan payment.
  • You are limited to one skipped payment per loan during each calendar year. For example, if you skipped a car payment in January 2019, you will not be able to skip another payment until January 2020.
  • The Skip A Payment program applies only to fixed rate, fixed term loans like cars, RVs, boats, motorcycles, etc. Visa® credit card loans, ChoiceLine Home Equity loans and other open ended lines of credit are not eligible.
  • Interest continues to accrue on your loan in the month of the skipped payment.
  • Payments must be current and other conditions apply — check your eligibility next time you log in to manage your accounts.

If you have questions chat with us online or call our Contact Center at 1.800.258.3115.