With many options to choose from, we have the perfect fit for everyone – whether you're looking for a simple checking account or one that comes with rewards. Find the right one today and start enjoying the benefits!
Checking accounts designed for your needs
At TwinStar, we believe that your hard-earned money should work for you – not the other way around. Depending on your financial habits, you can earn rewards for spending or saving, just by using your card for everyday purchases. We offer other accounts with special features for Members over 50, teens, and a basic account for our members that prefer a simple checking account.
And if that wasn't enough of an incentive to join us - all accounts feature free online & mobile banking plus a Visa Debit Card with access to a worldwide ATM network with more than 150,000 fee-free locations. To find the right fit check out our account options today!
A higher yield, not more fees. Kasasa Cash checking pays up to 4.07% APY*. But that’s not all. We’ll refund your ATM fees, nationwide.* So you never have to search for a “free” ATM.
Kasasa Cash Back
You can earn cash back on everyday debit card purchases every month, with none of the category restrictions like gas or groceries. Put up to $5 back in your pocket every month with Kasasa Cash Back checking.
Turn your checking account up a notch or five – make that $5 each month towards online music purchases. Kasasa Tunes checking not only refunds your iTunes® and Amazon® purchases, we’ll refund your ATM fees, nationwide!*
Prime Advantage Checking
You’ve worked hard to earn your money. We worked hard with Members like you to bring a suite of services to a checking account tuned for the needs of our members age 50 and older.
Our basic checking account was built on old adage ‘sometimes less is more.’ We know that sometimes all you need is a checking account.
More Checking Account Benefits
Online and Mobile Banking
Take control of your finances - anytime, anywhere! Our free and convenient digital banking lets you keep track of all your accounts from the comfort of any computer or mobile device.
* APY = Annual Percentage Yield. One Kasasa® checking per prime member age 18 and older. Rewards based on qualifications. $25 minimum opening deposit. Qualifications: 1) Conduct 12 debit card transactions that post and settle per qualification cycle. Please note that not all transactions are posted the same day they are conducted. ATM transactions and deposits/credits do not count toward the debit card transaction qualification. 2) Sign up for eStatements (valid e-mail address required) and accept the eStatement Consent to Electronic Delivery disclosure. 3) Access Online Banking at least once per qualification cycle. 4) Upon meeting account reward qualifications, dividends are compounded and credited monthly. Qualifications for rewards are calculated from the last day of the month to the day before the last day of the next month (qualification cycle). APY Range of 1.00%-0.16% depends on balance maintained, assuming a maximum $100,000 in 2nd tier. Fees may reduce earnings. No ATM surcharge fees when check (debit) card is used at TwinStar ATMs. ATM fee(s) charged by non-proprietary ATMs will be reimbursed up to $20 per account per qualification cycle (applies to debit card ATM fees only – International transaction fees will not be refunded).
Kasasa Saver: * APY = Annual Percentage Yield. Kasasa Cash/Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash/Cash Back are met each monthly qualification cycle:(1) balances up to $10,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $10,000 in Kasasa Saver earn 0.05% interest rate on the portion of the balance over $10,000, resulting in 1.00% - 0.08% APY depending on the balance. APY Range of 1.00%-0.08% depends on balance maintained, assuming a maximum $100,000 in 2nd tier. If qualifications are not met on Kasasa Cash/Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Fees may reduce earnings. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
Mobile and data rates may apply. Check with your provider. For details, please contact TwinStar Credit Union at 360.357.9911 or 800.258.3115. Federally insured by NCUA.