TwinStar’s taken a new approach to checking accounts – we’d rather reward you than take it back in fees.
When you use your debit card regularly, you can receive iTunes credits, Cash Back or a high dividend rate*. TwinStar offers other accounts with Identity Theft protection, special offers for seniors and a basic account for our members that prefer a simple checking account. Scroll down to see your options.
All checking accounts feature free online banking, free mobile banking, free telephone banking, free Bill Payer, Visa Debit cards, and unlimited check writing.
Checking Account Benefits
* APY = Annual Percentage Yield. One Kasasa® checking per prime member age 18 and older. Rewards based on qualifications. $25 minimum opening deposit. Qualifications: 1) Conduct 12 debit card transactions that post and settle per qualification cycle. Please note that not all transactions are posted the same day they are conducted. ATM transactions and deposits/credits do not count toward the debit card transaction qualification. 2) Sign up for eStatements (valid e-mail address required) and accept the eStatement Consent to Electronic Delivery disclosure. 3) Access Online Banking at least once per qualification cycle. 4) Upon meeting account reward qualifications, dividends are compounded and credited monthly. Qualifications for rewards are calculated from the last day of the month to the day before the last day of the next month (qualification cycle). APY Range of 1.00%-0.16% depends on balance maintained, assuming a maximum $100,000 in 2nd tier. Fees may reduce earnings. No ATM surcharge fees when check (debit) card is used at TwinStar ATMs. ATM fee(s) charged by non-proprietary ATMs will be reimbursed up to $20 per account per qualification cycle (applies to debit card ATM fees only – International transaction fees will not be refunded).
Kasasa Saver: * APY = Annual Percentage Yield. Kasasa Cash/Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash/Cash Back are met each monthly qualification cycle:(1) balances up to $10,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $10,000 in Kasasa Saver earn 0.05% interest rate on the portion of the balance over $10,000, resulting in 1.00% - 0.08% APY depending on the balance. APY Range of 1.00%-0.08% depends on balance maintained, assuming a maximum $100,000 in 2nd tier. If qualifications are not met on Kasasa Cash/Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Fees may reduce earnings. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
Mobile and data rates may apply. Check with your provider. For details, please contact TwinStar Credit Union at 360.357.9911 or 800.258.3115. Federally insured by NCUA.