Hiker resting in front of 4 wheel drive vehicle.

Get Behind the Wheel of Your Next Vehicle with TwinStar

Whether you’re in the market for a new or used vehicle, we’ve got auto loans that’ll get you behind the wheel quicker. Plus, you don’t have to make any payment for 90 days.* 

Shopping for a new or used vehicle in today’s market requires flexibility. You need to be able to move fast when you find a car or truck you want. Get preapproved quickly for a TwinStar auto loan. You can even apply online. You deserve to get behind the wheel of a vehicle that catches your eye – and gets you where you want to be in life.

Not a fan of your current auto loan? Refinance with us to get a better rate.  

Here are other reasons to consider an auto loan with TwinStar:

  • Low, flexible rates
  • Quick preapproval
  • No payments for 90 days*
  • Refinancing on current loans
  • Loans for dealership and private auto sales

Get preapproved today! Call us at 800.258.3115, apply online, or visit your local branch.

Determine Your Monthly Car Payment

Curious as to what your monthly payment could be? Use our loan payment calculator to determine your estimated monthly payment. Together, we can help you get an auto loan that fits your needs and budget.
Calculate your monthly payment.

 

APR* as low as
6.74%
APR* as low as
6.74%
APR* as low as
7.74%
*APR = Annual Percentage Rate. APR is fixed. Valid for new and used personal vehicles only. Toter and Toter Home Vehicles, commercial, commercial use or fleet vehicles, branded, salvaged, or rebuilt titles are not eligible for this offer. All loans subject to approval. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of April 14, 2025. Rates range from 6.74%-16.49% fixed APR. Estimated monthly payment example = $196.82 per $10,000 (payment example is based on 6.74% APR and a term of 60 months). Your rate will be based on your credit history and may be higher. Rates and terms are subject to change without notice. Offer excludes all loans already financed at TwinStar Credit Union. Interest accrues during initial 90 day no payment period. For details and additional rates, please contact TwinStar Credit Union at 360.357.9911 or 1.800.258.3115. 

 

Get preapproved today!

Save time and money at the dealership by getting preapproved for a TwinStar auto loan.

Vehicle Insurance

a women camping on top of her car

Whether you travel via automobile, motorcycle, or even boat, you deserve to enjoy the ride. Don’t sweat the small stuff. We’ve got you covered with a variety of vehicle insurance options.**

GAP & ADR Coverage

Woman driving a car with sunlight shining behind her.

If you take out an auto loan or lease your vehicle — and your vehicle is damaged or stolen — Guaranteed Asset Protection (GAP) is a non-insurance coverage that offsets the difference between what your vehicle is worth and how much you owe on the vehicle.

Automobile deductible reimbursement (ADR) pays up to $500 per loss when a loss is filed and paid for by an auto insurance company for a covered vehicle that is owned or leased.

Car Buying Resources

Couple shopping for an automobile

New to buying a car? We’ve partnered with Balance to provide you with resources and tools that can help make the process easier for you.

From Our Blog

TwinStar Credit Union

Member Services

1.800.258.3115
Mon - Fri: 8:00 am-7:00 pm
Sat: 9:30 am-2:00 pm

For 24 Hour support, visit our help section.

** Insurance products and services are offered through and underwritten by SELCO Group Inc., dba TwinStar Insurance, which provides insurance services for TwinStar Credit Union as an independent contractor. SELCO Group Inc. is a licensed insurance company domiciled in the State of Oregon. Business conducted with TwinStar Insurance is separate and distinct from any business conducted with TwinStar Credit Union. Products offered through TwinStar Insurance are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the TwinStar Credit Union, and may be subject to risk. Any insurance required as a condition of an extension of credit by TwinStar Credit Union may be purchased from an agent or insurance company of the member’s choice.