Woman standing next to her white SUV in the mountains

Auto Loans

You're in the driver's seat with a preapproval.

We know that shopping for a car is challenging in today’s market. A quick pre-approval from TwinStar can give you an edge on the car lot and a new car. And with no payments for 90 days! Whether you're looking for a new or used vehicle, we can help you save with our low rates on loans. If you like your car but not your payments, you could refinance your auto loan. If you have equity, you might even qualify for a cash-out refinance. 

Make car shopping easy with a pre-approval! Apply online now, visit one of our 20 branches, or give us a call at 800.258.3115.

Calculate your payments

Use our handy calculator to determine what you can afford and your estimated monthly payments.
What would my loan payments be?

 

APR* as low as
7.99%
APR* as low as
7.99%
APR* as low as
8.99%
*APR = Annual Percentage Rate. APR is fixed. Valid for new and used personal vehicles only. Toter and Toter Home Vehicles, commercial, commercial use or fleet vehicles, branded, salvaged, or rebuilt titles are not eligible for this offer. All loans subject to approval. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of May 1, 2023. Rates range from 7.99%-17.74% fixed APR. Estimated monthly payment example = $202.89 per $10,000 (payment example is based on 7.99% APR and a term of 60 months). Your rate will be based on your credit history and may be higher. Rates and terms are subject to change without notice. Offer excludes all loans already financed at TwinStar Credit Union. Interest accrues during initial 90 day no payment period. For details and additional rates, please contact TwinStar Credit Union at 360.357.9911 or 1.800.258.3115.

 

Get your pre-approval today!

Save time & money on your new vehicle at the dealership.

Vehicle Insurance

Woman sitting on jeep in woods

Whether you travel via automobile, motorcycle, or even boat, you deserve to enjoy the ride. Don’t sweat the small stuff. We’ve got you covered with a variety of vehicle insurance options.**

GAP & ADR Coverage

Woman driving a car with sunlight shining behind her.

If you take out an auto loan or lease your vehicle — and your vehicle is damaged or stolen — Guaranteed Asset Protection (GAP) is a non-insurance coverage that offsets the difference between what your vehicle is worth and how much you owe on the vehicle. 
Automobile deductible reimbursement (ADR) pays up to $500 per loss when a loss is filed and paid for by an auto insurance company for a covered vehicle that is owned or leased.

Auto buying toolkit

Couple shopping for an automobile

This handy guide and tools from our partners at BALANCE will help you prepare for buying a new car.

From Our Blog

Woman at car dealership with cell phone

Navigating the Current Auto Loan Market
If you’re in the market for a new set of wheels, get ready to experience sticker shock. Prices on new and used cars have soared since 2020, and experts aren’t expecting them to fall anytime soon.
» Read More
Family in their new car

Stress-free guide to buying a car
Buying a car an exciting and stressful experience. New wheels are a major investment. When you’re laying down a chunk of change, you don’t want the wheels to fall off as you exit the parking lot. We’ve got some handy tips to make your next vehicle purchase a stress-free event.
» Read More

TwinStar Credit Union

Member Services

1.800.258.3115
Mon - Fri: 8:00 am-7:00 pm
Sat: 9:30 am-2:00 pm

For 24 Hour support, visit our help section.

** Insurance products and services are offered through and underwritten by SELCO Group Inc., dba TwinStar Insurance, which provides insurance services for TwinStar Credit Union as an independent contractor. SELCO Group Inc. is a licensed insurance company domiciled in the State of Oregon. Business conducted with TwinStar Insurance is separate and distinct from any business conducted with TwinStar Credit Union. Products offered through TwinStar Insurance are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the TwinStar Credit Union, and may be subject to risk. Any insurance required as a condition of an extension of credit by TwinStar Credit Union may be purchased from an agent or insurance company of the member’s choice.