Woman standing next to her white SUV in the mountains

Auto Loans

You're in the driver's seat with a preapproval.

We know that shopping for a car is challenging in today’s market. A quick pre-approval from TwinStar can give you an edge on the car lot and a new car. And with no payments for 90 days! Whether you're looking for a new or used vehicle, we can help you save with our low rates on loans. If you like your car but not your payments, you could refinance your auto loan. If you have equity, you might even qualify for a cash-out refinance. 

Make car shopping easy with a pre-approval! Apply online now, visit one of our 20 branches, or give us a call at 800.258.3115.

Calculate your payments

Use our handy calculator to determine what you can afford and your estimated monthly payments.
What would my loan payments be?


APR* as low as
APR* as low as
APR* as low as

Get your pre-approval today!

Save time & money on your new vehicle at the dealership.

Vehicle Insurance

Woman sitting on jeep in woods

Whether you travel via automobile, motorcycle, or even boat, you deserve to enjoy the ride. Don’t sweat the small stuff. We’ve got you covered with a variety of vehicle insurance options.**

GAP & ADR Coverage

Woman driving a car with sunlight shining behind her.

If you take out an auto loan or lease your vehicle — and your vehicle is damaged or stolen — Guaranteed Asset Protection (GAP) is a non-insurance coverage that offsets the difference between what your vehicle is worth and how much you owe on the vehicle. 
Automobile deductible reimbursement (ADR) pays up to $500 per loss when a loss is filed and paid for by an auto insurance company for a covered vehicle that is owned or leased.

Auto buying toolkit

Couple shopping for an automobile

This handy guide and tools from our partners at BALANCE will help you prepare for buying a new car.

From Our Blog

TwinStar Credit Union

Member Services

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Sat: 9:30 am-2:00 pm

For 24 Hour support, visit our help section.

** Insurance products and services are offered through and underwritten by SELCO Group Inc., dba TwinStar Insurance, which provides insurance services for TwinStar Credit Union as an independent contractor. SELCO Group Inc. is a licensed insurance company domiciled in the State of Oregon. Business conducted with TwinStar Insurance is separate and distinct from any business conducted with TwinStar Credit Union. Products offered through TwinStar Insurance are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the TwinStar Credit Union, and may be subject to risk. Any insurance required as a condition of an extension of credit by TwinStar Credit Union may be purchased from an agent or insurance company of the member’s choice.