All branches and the contact center will be closed Friday July 3 and Saturday July 4, 2015 in recognition of the Independence Day holiday. Normal hours will resume on Monday, July 6.
TwinStar Credit Union is ready to help you realize the dream of home ownership. We’ll help you understand the ins and outs of your first mortgage loan. It can be tricky, but we’ll present the options and terms to craft a mortgage loan that fits your lifestyle.
Conventional loans – high or low down payment options. Your loan can have flexible loan terms and fixed or adjustable rates, whichever is best for your home plans and objectives. Rates are very competitive and the fees will not leave you in shock.
TWIN 97 - TwinStar offers a 3% down payment program that beats the competition. If you’re considering purchasing a home — especially if you’re a first-time homebuyer — you might be feeling a little overwhelmed with the up-front costs. Which is why TwinStar has created a special home loan program to ease the burden, with lower down payments and fewer restrictions on new borrowers. For full program details, see TwinStarCU.com/twin97.
RHS loans – Rural Housing Service (RHS) offers affordable loans to qualified families and individuals who live in or want to move to rural communities. You can finance the sales price and closing costs up to the appraised value of the home. Gift funds permitted from family and friends and the seller can pay some of the closing costs.
Construction loans – TwinStar provides the option for a fixed rate, all in one custom construction loan or a short term construction loan for six, nine or 12 months. A licensed contractor is required. Credit score minimum of 660 and the property must be owner occupied, investment or double wide or larger manufactured home. Monthly draws are available. Limited jumbo sizes are permitted. Contact a mortgage loan officer to get the ball rolling.
Ready to buy a home?
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TwinStar Credit Union provides home loans with minimal fees and competitive rates with proven quality member service. We understand the local housing market, available financing options and we look out for you when it comes to your home and financial well-being. We’re committed to helping members find a great loan, at a great value. We will help make your dreams come true!