Boat Loans

Make a splash with a new boat!

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Whether you’re buying a boat for the first time, upgrading your current one, or looking to refinance, you can save money with TwinStar. Our boat loans feature low monthly payments and flexible term options.

Here are more benefits of getting a boat loan through TwinStar:

Up to 100% financing available based on credit.
Taxes, warranties, and Guaranteed Asset Protection (GAP) coverage can be financed.
New or older boats. No problem. We finance used boats up to 15 years old.
Get the boat that fits your needs. We finance personal-use boats between 16 and 25 feet in length.
Pre-approval certificates that can be used at 100+ boat dealerships in Washington and Oregon.

What Would My Boat Loan Payments Be?

Curious how much your loan payments might be? Use our calculator to get an estimate:

Calculate my payment

Apply online now or give us a call at 800.258.3115.

Boat Loans

New

APR* as low as

7.74%

Refinance

APR* as low as

7.74%

*APR = Annual Percentage Rate. Individual rates may vary. Rates, terms and condition are subject to change and may vary based on creditworthiness, age and condition of collateral and product selected. All loans subject to approval. Rates range from 7.74% - 16.49% fixed APR for special 72 month term. Rates range from 7.74%-18.99% fixed APR for other terms. Estimated monthly payment example = $174.04 per $10,000 (payment example is based on 7.74% APR and a term of 72 months). Older model year loans, if approved, are subject to higher rates. Term is based on loan amount. No live-a-board boats; or any boats lived in or planning to live in for 5 or more months during the year. No commercial use or highly specialized/limited boats (racing, house-boat, etc.) Boats 16-25 feet. Model years 2025-2016; older model 2010-2015.

Get on the water

Apply online

TwinStar Credit Union

Member Services

1.800.258.3115

Mon - Fri: 8:00 am-7:00 pm

Sat: 9:30 am-2:00 pm

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