Fishing boat with sunset in the background

Boat Loans

Make a splash with a 
low rate TwinStar boat loan.


We finance up to $100,000 for a boat loan with low monthly payments and generous terms from 72 to 180 months. Whether you are buying your first boat, upgrading, or refinancing, we can save you money with our low rate. 

  • Up to 100% financing available based on credit 

  • Taxes, warranty, and GAP can also be financed 

  • We finance a variety of personal use boats between 16 and 25 feet in length 

  • We finance used boats up to 15 years old 

  • Pre-approval certificates available to take to over 100 participating boat dealers in Washington and Oregon 

Calculate your payments 

Want to estimate what your loan payments would be? Use this handy calculator. 
What would my loan payments be? 

Apply online now or give us a call at 800.258.3115.

Boat Loans

New
APR* as low as
8.24%
APR* as low as
8.24%

*APR = Annual Percentage Rate. Individual rates may vary. Rates, terms and condition are subject to change and may vary based on creditworthiness, age and condition of collateral and product selected.  All loans subject to approval.  Rates range from 8.24% - 16.99% fixed APR for special 72 month term. Rates range from 8.74%-19.49% fixed APR for other terms. Estimated monthly payment example = $176.57 per $10,000 (payment example is based on 8.24% APR and a term of 72 months). Older model year loans, if approved, are subject to higher rates. Term is based on loan amount.  No live-a-board boats; or any boats lived in or planning to live in for 5 or more months during the year.  No commercial use or highly specialized/limited boats (racing, house-boat, etc.) Boats 16-25 feet. Model years 2023-2014; older model 2008-2013. 

Get on the water

TwinStar Credit Union

Member Services

1.800.258.3115
Mon - Fri: 8:00 am-7:00 pm
Sat: 9:30 am-2:00 pm

For 24 Hour support, visit our help section.