Business Checking

TwinStar Credit Union offers three Business Checking accounts that complement your business needs.

Contact a Business Services Manager for help finding the right account for you.


Innovator

For organizations with limited monthly transactions

  • Monthly Fee
    $5

    (waived for average aggregate balances greater than $500 and non-profit entities)

  • Free Deposits/Checks*
    50
  • Free Cash Deposits**
    Up to $5,000
  • Dividends
    No

Explorer

For growing businesses with higher transaction counts

  • Monthly Fee
    $10

    (waived for average balances greater than $25,000)

  • Free Deposits/Checks*
    100
  • Free Cash Deposits***
    $10,000
  • Dividends
    Yes

Voyager

A complete business checking solution for larger businesses

  • Monthly Fee
    $15

    (waived for average balances greater than $25,000)

  • Free Deposits/Checks*
    250
  • Free Cash Deposits***
    Up to $25,000
  • Dividends
    Yes

* Number of deposited items and written checks free. $0.15 per item thereafter.
**First $5,000 FREE - $10 per month if $5,000 is exceeded.
*** Amount of cash deposits per month free. $0.05 per $1,000 thereafter.


Current Dividend Rates

As of: 10/01/2019
Account Balance Range APY*
Voyager Checking $0.00 - $10,000 0.05%
  $10,000.01 – $100,000 0.10%
  $100,000.01 and up 0.15%
Explorer Checking $0.00 and up 0.05%
IOLTA Trust Checking $0.00 and up 0.75%

* APY = Annual Percentage Yield. Rates may vary by region. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. Fees may reduce earnings. Rates may vary by region. Call TwinStar at 1-800-258-3115 for details. All rates and programs are subject to change at the discretion of administration. Business (Explorer or Voyager) Checking Accounts earn dividends. IOLTA Trust Checking: Business (Explorer, Voyager & IOLTA Trust) Checking Accounts earn dividends. Minimum balance needed to receive dividends. For more information see Business Deposit Disclosures