TwinStar Credit Union offers three Business Checking accounts that complement your business needs.
Contact a Business Services Manager for help finding the right account for you.
Innovator
For organizations with limited monthly
transactions
Monthly Fee
$5
(waived for average aggregate balances greater than $500 and non-profit entities)
Free Deposits/Checks*
50
Free Cash Deposits**
Up to $5,000
Dividends
No
Explorer
For growing businesses with higher transaction counts
Monthly Fee
$10
(waived for average balances greater than $15,000)
Free Deposits/Checks*
100
Free Cash Deposits**
$10,000
Dividends
Yes
Voyager
A complete business checking solution for larger businesses
Monthly Fee
$15
(waived for average balances greater than $25,000)
Free Deposits/Checks*
250
Free Cash Deposits**
Up to $25,000
Dividends
Yes
* Number of deposited items and written checks free. $0.15 per item thereafter.
**First $5,000 FREE - $10 per month if $5,000 is exceeded.
*** Amount of cash deposits per month free. $0.05 per $1,000 thereafter.
IOLTA Trust Checking does not have overdraft or insufficient funds fees.
Current Dividend
Rates as of 06/01/25| Account | Balance Range | APY* |
|---|---|---|
| Voyager Business Checking | $0.00 - $10,000 | 0.05% |
| $10,000.01 – $100,000 | 0.10% | |
| $100,000.01 and up | 0.15% | |
| Explorer Business Checking | $0.00 and up | 0.05% |
| IOLTA Trust Checking | $0.00 and up | 0.75% |