Create your own
Transfer your balances to our Visa Platinum without balance transfer fees, plus a low promotional rate.*
This year has you feeling like it’s one long snow day with Zoom meetings, remote school, and working in jammies. Plus, you did all your holiday shopping online and ran a balance on your credit cards.
Take a break from high-interest rates and transfer your balances to our Visa® Platinum with a low promotional rate of 1.99% APR* for 12 months and a 6.00% variable APR* thereafter. And you’ll pay no balance transfer fees. It’ll feel just like a real snow day!
Send us a secure message in Online Banking or chat with us to let us know you're interested in completing a balance transfer. We’ll connect you with a specialist to complete your transfer.
You'll need the following information to complete the balance transfer:
- Name of your card issuer (Payee).
- Full card number
- Name as listed on the card
- The amount you want to transfer
- Payment mailing address (PO Box for payments)
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* APR = Annual Percentage Rate. All rates based on approved credit.
Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00
The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.
Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.For full printable disclosure Click here. A printable card agreement can be found here