A happy young boy sledding

Create your own
snow day

Sled into the care-free zone at TwinStar. Transfer your balances to our Visa Platinum at a super-low promotional rate. And you’ll pay no balance transfer fees. It’ll feel just like a snow day!

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Visa Balance Transfer Promotion

So your holiday spending ran up some big balances on your high-interest cards. And now the avalanche of worry. Sled into the care-free zone at TwinStar Credit Union. Transfer your balances to our Visa Platinum at the super-low promotional rate of 1.99% APR for 12 months. And you’ll pay no balance transfer fees. It’ll feel just like a snow day!

This special offer ends March 9, 2020 so act today!

Balance Transfer Rates

promotional APR for 12 months*
1.99%
variable APR after 12 months
7.50%
promotional APR for 12 months*
2.99%
variable APR after 12 months
8.50%

TwinStar Visa Cards

Visa classic credit card image
Visa Classic

For those in need of a basic credit card, the TwinStar Classic card is for you. 

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Platinum Visa Card

The Platinum Visa from TwinStar is the best option for members with established credit. 

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Visa Platinum Rewards

The Platinum Rewards card designed for our members who want to earn rewards with each eligible purchase.

Get your Visa card

Apply online or by phone 24/7 and get approved in minutes

Protect yourself with Card Manager

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The power to control your cards is now in a convenient app. You can turn your cards off completely or just block them from being used in places you don't normally go. 

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

For full printable disclosure Click here. A printable card agreement can be found here