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Visa® Credit Cards

From your first credit card to your last credit card, we have a TwinStar Visa card to fit your needs. Each card offers great rates, great services, and all the benefits you can't live without. 

Visa Balance Transfer Promotion

TwinStar Visa Cards

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Visa Classic

For those in need of a basic credit card, the TwinStar Classic card is for you. 

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Platinum Visa Card

The Platinum Visa from TwinStar is the best option for members with established credit. 

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Visa Platinum Rewards

The Platinum Rewards card designed for our members who want to earn rewards with each eligible purchase.

Get your Visa card

Apply online or by phone 24/7 and get approved in minutes

Protect yourself with Card Manager

Woman using card manager app to turn off her card

The power to control your cards is now in a convenient app. You can turn your cards off completely or just block them from being used in places you don't normally go. 

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

For full printable disclosure Click here. A printable card agreement can be found here

*APR = Annual Percentage Rate. Promo APR applies to balance transfers posted to a Visa® Platinum or Visa® Platinum Rewards account between 1/10/2022-3/9/2022. Promo rate of 1.99% APR on Visa® Platinum; and 2.99% for Visa® Platinum Rewards on balance transfers fixed for 12 months from the date of the first promotional balance transfer, after which non-promo balance transfer rates will apply. Non-promo balance transfer rates are a variable 6.00% APR on Visa® Platinum; and 7.00% for Visa® Platinum Rewards. After 12 months the non-promotional variable APR in effect for balance transfers will apply to any remaining transferred balance. APR for purchases will be a variable 9.00% – 11.00% based on the Visa account type. Variable rates based on the Prime Rate, and accurate as of 12/1/2021. Current TwinStar Visa loans not eligible for balance transfers. Other Visa types are not eligible. Visa® Platinum Rewards annual fee is $25. Reward program, rates & terms are subject to change and may vary. All loans subject to approval. Contact TwinStar for additional information.