Visa® Credit Cards

Visa introductory rate Summer 2018

Use your TwinStar Visa® credit card this summer and be automatically entered for a chance to win.

Use your TwinStar Visa® credit card July 2 - August 18, 2018 and be automatically entered for a chance to win. TwinStar Credit Union will randomly select a credit card purchase each week. The winners will have their transactions credited back to their Visa line of credit ($500 maximum), and will be entered into a drawing for the grand prize. The grand prize winner will receive $500.

Details and qualifications for this contest apply. See official rules for details.**

Great rates ahead!

Seize the summer with our low 1.90% APR* 6-month introductory purchase rate when you open your TwinStar Visa® Credit Card account today.

Post-Introductory rates range from 10.50%-12.50% APR depending on the card. Apply today!



*APR = Annual Percentage Rate. All APRs are variable and subject to change quarterly. As of June 10, 2018 purchase rates range from 10.50% - 12.50% APR. Balance transfer rates range from 7.50% - 9.50% APR and cash advance rates range from 13.50% - 15.50% APR. All accounts are subject to a foreign transaction fee of up to 2% of the US dollar amount of the foreign transaction or $0.25 whichever is greater. Other fees for late payments or returned check apply. Contact the Credit Union at 1.800.258.3115 for additional program terms and conditions. All Visa accounts are subject to credit approval.

**Official contest rules: By entering the Summer Visa Promotion, each entrant accepts and agrees to be bound by these Official Rules. No purchase necessary. TwinStar Visa® credit card transactions (cash advances and purchases) conducted in the Summer Visa Promotion, July 2 – August 18, 2018, will be automatically entered for a random daily drawing to win the amount of the transaction (maximum $500). You may also enter by providing name, address, and phone number on a 3x5 card and mailing it to: TwinStar Credit Union, Summer Visa Promotion, PO Box 718, Olympia, WA 98507. TwinStar Credit Union will randomly select an entry from all eligible entries. The winners will have their transactions credited back to their Visa line of credit ($500 maximum), or if the entry was a mail-in entry, the winner will receive a $100 Visa® gift card. Odds of winning depend on the number of entries received. Winners will be solely responsible for any and all local, state, and federal taxes incurred by their participation in the promotion and acceptance of such prizes. Prizes may not be exchanged for cash or any other consideration. Accounts will be credited on August 20, 2018. The grand prize drawing will also take place August 20, 2018. The drawing is void where prohibited or restricted by law and is subject to all federal, state and local laws and regulations. All winners agree to the use of their names and likenesses in publicity without notice or any additional compensation, except where prohibited by law. By entering this promotion, the winners acknowledge that TwinStar Credit Union has the right to publicize and broadcast their name, voice, and likeness, the fact that they won, and all matters incidental thereto. TwinStar Credit Union is not obligated to attribute submissions to their entrant. By entering this promotion, each entrant releases TwinStar Credit Union and its respective directors, officers, employees, agents, and subsidiaries from any and all liability, claims, causes of action, suits, and demands arising from or in connection with its lawful actions in conducting the promotion. Open to all members who qualify under the entry rules above. Officials and employees of the Credit Union and their immediate families (parents, children, siblings, spouse) are not eligible. Must be 18 years or older at the time of entry. This contest is sponsored by TwinStar Credit Union, PO Box 718, Olympia, WA 98507, 360.923.4437. To request a list of winners, mail a stamped, self-addressed envelope to TwinStar Credit Union, Summer Visa Promotion, PO Box 718, Olympia, WA 98507.

Compare Visa Cards

  • Default Classic Visa Card art

    For those in need of a basic credit card, the TwinStar Classic card is for you. The Classic card is a great way to establish a solid credit score. Contact TwinStar Credit Union and we’ll help set up a Classic account for you that will lay the foundation for your future borrowing needs.

    Purchase APR

    12.50% APR Variable

    Introductory APR

    1.90% Fixed

    After 6 month introductory period, rate changes to purchase APR

    Balance Transfer APR

    9.50% APR Variable

    Cash APR

    15.50% APR Variable

    Annual Fee

    None
  • Default Platinum Visa Card art

    The Platinum Visa from TwinStar is the best option for members with established credit. Higher limits and lower rates make this the perfect card to carry everywhere. This card is also a great solution to those Members wanting to move balances away from other high-rate cards. Now enhanced with EMV chip technology to keep your transactions secure.

    Purchase APR

    10.50% APR Variable

    Introductory APR

    1.90% Fixed

    After 6 month introductory period, rate changes to purchase APR

    Balance Transfer APR

    7.50% APR Variable

    Cash APR

    13.50% APR Variable

    Annual Fee

    None
  • Default Platinum Rewards Visa Card art

    The Platinum Rewards card from TwinStar is designed for our members who want to earn rewards with each eligible purchase. Your rewards can be used for airline tickets with no blackout dates and few restrictions AND a whole lot more! Learn more.

    Book hotel rooms and cruises, purchase merchandise and gift cards and even make charitable donations with your accumulated points

    .

    Purchase APR

    11.50% APR Variable

    Introductory APR

    1.90% Fixed

    After 6 month introductory period, rate changes to purchase APR

    Balance Transfer APR

    8.50% APR Variable

    Cash APR

    14.50% APR Variable

    Annual Fee

    $25

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

For full printable disclosure Click here. A printable card agreement can be found here