A group of friends enjoying time together at a coffee shop

Get More with TwinStar Visa Cards

Choose the right card for your needs. No matter where you are on your credit journey, TwinStar Visa cards can help you get more out of life.

TwinStar has a Visa card for every need. Whether you need to build your credit or have established credit, you can enjoy low rates, no balance transfer fees, and great rewards*. Choose from three cards designed to give you more financial flexibility and freedom.

Gain extra peace of mind knowing that all TwinStar Visa cards include NortonLifeLock to help protect you against identity theft.

Find the right card for you

No matter where you are in your credit journey, TwinStar has the right card for you. Use the information below to learn about the three cards we offer and how they compare to each other.
Smiling woman holding a cup of coffee

Visa Classic

A card that’s ideal for those who want to build their credit and learn how to use credit cards responsibly.

A laughing woman drinking a small coffee

Platinum Visa

With higher credit limits and even lower rates, this card is perfect if you already have established and strong credit.

Smiling man in cafe holding a smartphone

Visa Platinum Rewards

If you like earning rewards like airline miles or gift cards, you can earn 1 point for every dollar you spend on this card.

Get your Visa card

Apply online or by phone 24/7

You might be interested in:

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

For full printable disclosure Click here. A printable card agreement can be found here

*APR = Annual Percentage Rate. Fixed promo APR of 0% applies to balance transfers posted to a Visa® Platinum or Visa Platinum Rewards account between 1/10/2024-3/9/2024 for 12 months from the date of the first promotional balance transfer, after which non-promo, variable balance transfer rates will apply. Current balance transfer rates are a variable 11.25% APR on Visa Platinum/12.25% APR for Visa Platinum Rewards; APR for purchases will be a variable 14.25% – 15.25% based on the Visa account type. Variable rates based on the Prime Rate, and accurate as of 12/10/2023. Current TwinStar Visa balances not eligible for balance transfers/promo rate. Only TwinStar Visa Platinum and Visa Rewards are eligible for this promotion. Visa Platinum Rewards annual fee is $25. Reward program, rates & terms are subject to change and may vary. All loans subject to approval. Contact TwinStar for additional information.