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Lower your monthly payment

Transfer your balances to our Visa Platinum without balance transfer fees, plus a low promotional rate.*

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Take advantage of a low promotional rate*

Your health and financial peace of mind is important to us at TwinStar as we all deal with the pandemic. We are offering a special promotion to replace your high-interest rate credit cards so you can save and plan for the future. Transfer your balances to our Visa Platinum without balance transfer fees, plus a low promotional rate of 1.99% APR* for 12 months and a 7.50% variable APR* thereafter. We are here for you and our hearts are with everyone affected by this situation.

Should I transfer my credit card balances?

Want to estimate what your payments would be? Use this handy calculator.
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Apply now or call us 800.258.3115 before the special offer ends on June 9, 2020.

Balance Transfer Rates

promotional APR for 12 months*
1.99%
variable APR after 12 months
7.50%
promotional APR for 12 months*
2.99%
variable APR after 12 months
8.50%

Get your Visa card

Apply online or by phone 24/7 and get approved in minutes

TwinStar Visa Cards

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Visa Classic

For those in need of a basic credit card, the TwinStar Classic card is for you. 

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Platinum Visa Card

The Platinum Visa from TwinStar is the best option for members with established credit. 

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Visa Platinum Rewards

The Platinum Rewards card designed for our members who want to earn rewards with each eligible purchase.

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Calculate how long it will take to pay off your credit card

Want to estimate what your payments would be? Use this handy calculator.
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Protect yourself with Card Manager

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The power to control your cards is now in a convenient app. You can turn your cards off completely or just block them from being used in places you don't normally go. 

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

For full printable disclosure Click here. A printable card agreement can be found here