Family camping with an RV in the background.

RV loans

Upgrade your scenery
with our low rate RV loan.


We finance up to $100,000 for a RV loan with low monthly payments and generous terms from 72 to 180 months. Whether you are buying your first rig, upgrading, or refinancing, we can save you money with our low rate. 

  • We finance Campers, Tent Trailers, Travel Trailers, Fifth Wheels, Motorhomes, and Toy Haulers 

  • We finance used RVs up to 15 years old 

  • Up to 100% financing available based on credit 

  • Taxes, warranty, and GAP can also be financed 

  • Pre-approval certificates available to take to over 300 participating RV dealers in Washington and Oregon 

Calculate your payments 

Want to estimate what your loan payments would be? Use this handy calculator. 
What would my loan payments be? 

Apply online now or give us a call at 800.258.3115.

 

RV rates

APR* as low as
5.24%
APR* as low as
5.24%

*APR = Annual Percentage Rate. Individual rates may vary. Rates, terms and condition are subject to change and may vary based on creditworthiness, age and condition of collateral and product selected.  All loans subject to approval.  Rates range from 5.24% - 14.74% fixed APR for special 72 month term. Rates range from 5.74% - 17.24% fixed APR for other terms. Estimated monthly payment example = $162.24 per $10,000 (payment example is based on 5.24% APR and a term of 72 months). Older model year units, if approved, are subject to higher rates. Term is determined by amount financed. Special short term (72 months) and standard terms available. RVs: Includes campers, tent and travel trailers, fifth wheels, RV, and motor homes. Excludes recreational park trailers, tiny homes, commercial or commercial use, Toter, and Toter Home vehicles. Excludes ANY unit lived in (or planning to live in) 5 or more months during the year. Model years 2021-2012; older model 2006-2011.

Save big with an RV refi

Dad and daughter enjoying a camping trip

Take advantage of our special offer and lower your monthly RV payments. When you bring your RV loan to TwinStar for a refinance, you get $500 cash back*! Also enjoy 90 days of deferred payments with an approved loan. As a credit union, we can offer member-only benefits that will bring you savings!

*Rates/terms based on borrower’s credit qualifications, collateral, and are subject to change. Promo valid on refinanced RV loans from outside financial institutions, minimum of $10,000 financed, funded June 1-August 31, 2022. Not valid on current TwinStar RV loans. Offer includes $500 cash back, deposited into TwinStar savings account after loan funds. Interest will accrue during the 90-day no payment period. Offer available on collateral years 2013 and newer, including Campers, Tent Trailers, Travel Trailers, Fifth Wheels, Toy hauler/RV Trailers and Motor Homes. Must be classified by DOL as Trailers, Travel Trailers or Motor Home vehicles. Branded, salvaged, and rebuilt titles, Park Models, Tiny Homes or any units being resided in over 5 months a year are not eligible for this offer. Contact TwinStar at 360.357.9917 or 1.800.258.3115 information.

Start your own adventure