Earn More With Your Savings

**APY=Annual Percentage Yield. Rates accurate as of 07/01/2024. Rates, terms, and conditions are subject to change. Offer available until 08/31/2024. Promo APY of 5.00% available for a 13-month term share certificate, with a minimum opening deposit totaling $10,000 (must be New Money). ^†New Money=funds not currently on deposit at TwinStar. Promo APY of 4.25% available for a 5-month term share certificate, with a minimum opening deposit totaling $500. The terms applicable to your Deposit Accounts at TwinStar are provided in the Membership and Account Agreement. Prime/Regular Savings requires $5 minimum balance to maintain membership, and $100 minimum daily balance to earn dividends. Other savings may not require a minimum balance to earn dividends. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. APY on Certificates assumes dividends will remain on deposit until maturity. A penalty may be imposed for early withdrawal and will impact earnings on the account. Fees may reduce earnings. You must be a TwinStar member to qualify. Upon maturity, your 13 Month Certificate will automatically renew at the current 12 Month Certificate rate & term if not closed. Upon maturity, your 5 Month Certificate will automatically renew at the current 6 Month Certificate rate & term if not closed. Grace period of 7 days after maturity applies. Details and restrictions apply. Please contact TwinStar Credit Union at 1.800.258.3115. Accounts not separately insured. Northwest Community Credit Union, a division of TwinStar Credit Union, accounts are insured by the NCUSIF as accounts of TwinStar Credit Union.

*APY = Annual Percentage Yield. Rates, terms, and conditions are subject to change. Fees may reduce earnings. The terms applicable to your Deposit Accounts at TwinStar are provided in the Membership and Account Agreement. Prime Share account required with minimum balance of $5. Prime/Regular Savings requires $100 minimum daily balance to earn dividends. Other savings may not require a minimum balance to earn dividends. An adult 18 or over must accompany a minor as a joint account owner on any minor accounts. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. The Annual Percentage Yield on Share Certificates assumes dividends will remain on deposit until maturity. A penalty may be imposed for early withdrawal and will impact earnings on the account. You must be a TwinStar member to qualify.  Upon maturity, your certificate will automatically renew at the current rate if not closed. Save to win: 12 month term only, see Official Account and Prize Entry Rules for full details. Must be 18 or over. A grace period of 7 days after maturity applies. Business certificates are available for all terms. Youth certificates available for terms 3-60 months with a minimum deposit of $100. IRA Certificates cannot be withdrawn and moved into a non-IRA product without potential penalties from the Internal Revenue Service. IRA Accrued dividends will not be paid to any account closed prior to the end of the period. Qualifying Credit Union IRA accounts are insured up to $500,000 ($250,000 through NCUA, and $250,000 through Excess Share Insurance). Deposit/withdrawal restrictions may apply. Check with your tax advisor for specific IRS rules, advice, and tax deductibility on your IRA. For details, please contact TwinStar Credit Union at 360.357.9911 or 1.800.258.3115.