Disclosures

Business Deposit Rates Disclosure

Current dividend rate schedule for business deposits.

Business Deposit Rates Disclosure August 1, 2020

Business Membership Account Agreement (PDF)

This Agreement is the contract of deposit, which covers your and our rights and responsibilities concerning Business Membership and account(s) offered to you.

Business Membership Account Agreement

Check Sentry Overdraft Protection

What You Need To Know About Overdrafts and Overdraft Fees

Check-Sentry-01-2018.pdf

Deposit Agreement and Disclosure

Terms of agreement for all share, savings, and checking accounts. Includes a schedule of fees.

Deposit Agreement and Disclosure

Deposit Rates Disclosure

Current dividend rate schedule for deposits.

August 1, 2020 Rates

eDocument Delivery Agreement

This statement requests your consent to permit TwinStar Credit Union to provide communications and information to you in secure electronic form rather than in paper form for your selected accounts. Before you decide whether or not you wish to give your consent to receiving electronic notices and…

eStatement Agreement Apr 2019.pdf

Electronic Funds Transfer Services Disclosure and Agreement (Regulation E)

Terms and conditions related to use of VISA debit cards, ATM cards, Credit Union Connection (telephone banking), Online Banking, Bill Payer, Electronic Debit/Credit, and Direct Deposit, including error resolution.

034-Elect-Funds-Trans-11062018.pdf

Fee Schedule for Business Services (PDF)

Description of fees for our business products.

Fee Schedule for Business Services

Funds Availability Schedule (Regulation CC)

Our policy for making funds available after deposit and circumstances in which delays may apply.

Funds Availability - Reg CC 02-04-2020

Funds Transfer Agreement and Notice (Regulation J)

The duties, responsibilities and liabilities of all parties involved in a funds transfer.

054-Funds-Tran-06012018.pdf

Online Access Agreement and Disclosure Statement

This agreement states the terms and conditions that apply when you open qualifying account(s) on the Internet, Internet-enable qualifying account(s), access account information over the Internet, or transfer funds between qualifying Internet-enabled accounts. These terms and conditions are in…

Online-Access-Agreement-and-Disclosure-Statement-Apr-2019.pdf

Payment Protection Program Disclosures and Agreement

Payment Protection Program Disclosure

Privacy Policy

What does TwinStar Credit Union do with your personal information? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your…

Privacy-Policy 09-2016.pdf

Remote Deposit Capture Application End User License Agreement

Terms of agreement for Remote Deposit Capture Application on Mobile Devices

Remote-Deposit-Capture-EULA.pdf

Save to Win Official Rules

Official Rules in PDF format:

2020 Save to Win Rules

Truth in Savings

A listing of all the savings and checking accounts offered by TwinStar Credit Union, along with their terms and conditions.

037--Truth-In-Savings-02052019.pdf

Visa Credit Card Agreement

Credit Card Agreement for TwinStar Credit Union Visa Cards

TwinStarCU-Credit-Card-Agreement--07-2020.pdf

Visa Credit Card Disclosures

Rates and fees for use of Visa credit cards.

Visa Disclosure 6-2020

Visa Rewards Terms and Conditions

TwinStar-Visa-Rewards-Terms-and-Conditions-8-2017.pdf