Disclosures

We share this information with you to help you make more informed decisions, and as required by law. All disclosures are provided in PDF format. If you would like to receive copies in other formats, need earlier versions of these documents, or if you have any questions about these disclosures, please contact us.

Insured Deposits
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, through the National Credit Union Administration (NCUA), a U.S. Government Agency.
Privacy Policy
The types of member information collected by TwinStar Credit Union, and under what circumstances we may share it. (Also available in HTML format.).
Check Sentry Overdraft Protection
Description of Check Sentry overdraft protection and other overdraft options and fees.
Truth in Savings
A listing of all the savings and checking accounts offered by TwinStar Credit Union, along with their terms and conditions.
Funds Availability Schedule (Regulation CC)
Our policy for making funds available after deposit and circumstances in which delays may apply.
Funds Transfer Agreement and Notice (Regulation J)
The duties, responsibilities and liabilities of all parties involved in a funds transfer.
Electronic Funds Transfer Services Disclosure and Agreement (Regulation E)
Terms and conditions related to use of VISA debit cards, ATM cards, Credit Union Connection (telephone banking), Online Banking, Bill Payer, Electronic Debit/Credit, and Direct Deposit, include error resolution.
Deposit Agreement and Disclosure
Terms of agreement for all share, savings, and checking accounts. Includes a schedule of fees.
Remote Deposit Capture Application End User License Agreement
Terms of agreement for Remote Deposit Capture Application on Mobile Devices
Visa Credit Card Disclosures
Rates and fees for use of Visa credit cards. This information is available on the Visa rates page.
Business Account Disclosures
Website Copyright
All contents of this website are © TwinStar Credit Union, 2013, except for government materials in the public domain and trademarks of other organizations which are property of their original owners.