Disclosures

We share this information with you to help you make more informed decisions, and as required by law. All disclosures are provided in PDF format. If you would like to receive copies in other formats, need earlier versions of these documents, or if you have any questions about these disclosures, please contact us.

Insured Deposits

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, through the National Credit Union Administration (NCUA), a U.S. Government Agency.

Privacy Policy

What does TwinStar Credit Union do with your personal information?

Check Sentry Overdraft Protection

What You Need To Know About Overdrafts and Overdraft Fees


Truth in Savings

A listing of all the savings and checking accounts offered by TwinStar Credit Union, along with their terms and conditions.

Funds Availability Schedule (Regulation CC)

Our policy for making funds available after deposit and circumstances in which delays may apply.

Funds Transfer Agreement and Notice (Regulation J)

The duties, responsibilities and liabilities of all parties involved in a funds transfer.

Electronic Funds Transfer Services Disclosure and Agreement (Regulation E)

Terms and conditions related to use of VISA debit cards, ATM cards, Credit Union Connection (telephone banking), Online Banking, Bill Payer, Electronic Debit/Credit, and Direct Deposit, include error resolution.

Deposit Agreement and Disclosure

Terms of agreement for all share, savings, and checking accounts. Includes a schedule of fees.

Remote Deposit Capture Application End User License Agreement

Terms of agreement for Remote Deposit Capture Application on Mobile Devices

Visa Credit Card Disclosures

Rates and fees for use of Visa credit cards.

Business Membership Account Agreement (PDF)

This Agreement is the contract of deposit, which covers your and our rights and responsibilities concerning Business Membership and account(s) offered to you.

Annual Report

Each year TwinStar Credit Union shares its current financial conditions with members. Recent annual reports are available online. Contact us if you need an earlier report.

Save to Win Official Rules

TwinStar Credit Union 2015 Save to Win® Savings Promotion Raffle

OFFICIAL ACCOUNT AND PRIZE ENTRY RULES

Online Access Agreement and Disclosure Statement

This agreement states the terms and conditions that apply when you open qualifying account(s) on the Internet, Internet-enable qualifying account(s), access account information over the Internet, or transfer funds between qualifying Internet-enabled accounts. These terms and conditions are in addition to those that apply to any accounts you have with us or any other services you obtain from us. You must also follow all of our instructions and procedures applicable to the services covered by this agreement.