ChoiceLine Home Equity

ChoiceLine Home Equity

Isn't it time to make your dream home a reality? Whether you've been considering a kitchen renovation, an addition to your home, or a spruced up backyard, our ChoiceLine Home Equity Line of Credit can make it happen. Credit lines are available for up to 100% of your home's value.

So stop dreaming, and start enjoying! Apply today.

Apply online now, visit one of our 20 branches, or give us a call at 1-800-258-3115.


The ChoiceLine Home Equity account, also known as a HELOC, offers the convenience and flexibility of a large credit line and allows you to re-use the funds as you pay the balance. You make the choice-draw on your variable rate line of credit whenever you need or lock in part (or all) of the outstanding balance at a fixed rate and term.


ANNUAL PERCENTAGE RATE (APR) on ChoiceLine Equity is as low as 4.25% based on a maximum 80% loan-to-value on a borrower's stick built primary residence. Higher APR on manufactured homes classified as real property and on loan-to-values exceeding 80%. Variable rates are subject to change monthly and will not exceed 18% APR over the life of the line of credit. Draw period for line is 10 years. Value method and cost determined during application process. If a property appraisal is required borrower pays for appraisal costs. Fixed term advances may be taken under the line of credit during the draw period. Ask us for current rates and terms.