ChoiceLine Home Equity

Home Equity Loans made easy

Isn't it time to make your dream home a reality? Whether you've been considering a kitchen renovation, an addition to your home, or a spruced up backyard, our ChoiceLine Home Equity Line of Credit promotional rate as low as 2.50% APR can make it happen. Credit lines are available for up to 100% of your home's value.

So stop dreaming, and start enjoying! Apply today.

Apply online now, visit one of our 20 branches, or give us a call at 1-800-258-3115.


The ChoiceLine Home Equity account, also known as a HELOC, offers the convenience and flexibility of a large credit line and allows you to re-use the funds as you pay the balance. You make the choice-draw on your variable rate line of credit whenever you need or lock in part (or all) of the outstanding balance at a fixed rate and term.


ANNUAL PERCENTAGE RATE (APR) of 2.50% is a promotional rate that applies to new advances posted to a TwinStar ChoiceLine Equity account between March 15, 2017 and May 31, 2017. Stated promotional rate is based on original loan-to-value of 80% or less and excludes mobile homes. Based on original loan to value and structure type, your promotional rate may vary. Advances posted at a promotional rate will accrue at the promotional rate through December 31, 2017. Effective January 1st, 2018 the non-promotional variable rates will go into effect. Non-promotional rates may vary and will not exceed 18% APR over the life of the loan. Loans are subject to credit approval. Appraisal may be required to establish value; minimum appraisal fee of $750. Property must be owner occupied, not subject to sale, and located in the states of Washington or Oregon. Property insurance is required. Other conditions or limitations may apply. A $300 early termination fee is applied if loan is closed within the first 36 months.