Business Savings Accounts
The foundation of any solid savings strategy, a TwinStar savings account represents your ownership stake in TwinStar Credit Union. All it takes is a minimum deposit to begin your Member Business Services relationship.
You'll earn a competitive rate on your savings while having access to the funds by visiting any one of our branch locations.
Contact us for help finding the right account for you.
Certificates
Business rates as of 12/3/2024
| Certificate Type | APY* |
|---|---|
| 3 Month | 1.00% |
| 6 Month Smart Saver | 2.60% |
| 11 Month Special* (Limited time offer) | 4.00% |
| 12 month | 2.50% |
| 24 Month | 2.05% |
| 36 Month | 2.05% |
| 48 Month | 2.00% |
| 60 Month | 2.00% |
Money Market Savings
Business rates as of 12/3/2024
| Balance Range | APY** |
|---|---|
| $0 - $999.99 | 0.15% |
| $1,000 - $9,999.99 | 0.15% |
| $10,000 - $24,999.99 | 0.25% |
| $25,000 - $49,999.99 | 0.30% |
| $50,000 - $99,999.99 | 0.35% |
| $100,000 - $149,999.99 | 1.51% |
| $150,000 - $249,999.99 | 1.76% |
| $250,000 and up | 1.85% |
Rates accurate as of 12/03/2024.
*APY = Annual Percentage Yield. New Money = funds not currently on deposit at TwinStar or Northwest Community Credit Union, a division of TwinStar (NWCU). Special Offer available on consumer, business and IRA share certificates starting 12/03/2024. Special Promo APY of 4.00% available for 11-month term share certificates, with a minimum opening deposit of either $500 of a current maturing certificate held at TwinStar/NWCU, or $10,000 deposit of New Money. Upon maturity, your 11 Month Certificate will automatically renew at the current 12 Month Certificate rate & term if not closed. A grace period of 7 days applies. Rates, terms, and conditions are subject to change. The terms applicable to your Share Accounts at TwinStar are provided in the membership agreement. Business Prime/Regular Savings requires $100 minimum daily balance to earn dividends. Other savings may not require a minimum balance to earn dividends. An adult 18 or over must accompany a minor as a joint account owner on any minor accounts. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. The Annual Percentage Yield on Share Certificates assumes dividends will remain on deposit until maturity. Fees may reduce earnings. A penalty may be imposed for early withdrawal and will impact earnings on the account. A grace period of 7 days after maturity applies. For details, please contact TwinStar Credit Union at 360.357.9911 or 1.800.258.3115.
**Money Market Savings
$1,000 minimum balance required to open the account. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. No minimum balance required to obtain APY.