Business Lending

We strive to simplify your business needs, whether you want to acquire or expand a facility, manage your short-term cash flow, or take advantage of opportunities to grow your businesses.

We offer:

  • Commercial real estate loans to purchase, refinance or expand an existing facility
  • Equipment/Vehicle financing options
  • Business term loans
  • SBA-504 and SBA 7(a) loans

Commercial Real Estate

Your long-run destination involves running a business in your own building. Office, warehouse, manufacturing, professional and specialty purpose, TwinStar can help you operate your business on your own turf!

We’ll provide funding for the purchase of a building or to re-finance an existing commercial piece of property. Flexible options for repayment terms and longer amortization periods help maximize cash flow. You’ll find low fees and money-saving rates at TwinStar.

Term Loans

Destination success often involves vehicles and equipment to help take you there! TwinStar Credit Union helps you build the assets of your business with affordable interest rates and flexible financing to control your business expenses.

TwinStar provides financing on all types of equipment to help your business grow:

  • medical or dental equipment
  • manufacturing equipment
  • computer systems
  • landscaping equipment
  • tractors
  • trailers
  • cargo trailers

If you need financing to obtain a revenue-producing asset, apply for a TwinStar term loan.

Secured Loans

Make the assets you already own work overtime! TwinStar Credit Union will help you purchase new equipment or make improvements to your business by using your current assets as secured collateral.

Business members can pledge business or personal assets when financing a Secured Business Loan at TwinStar. Convenient terms, always-affordable rates and flexible collateral arrangements are the primary features of a secured loan.

Operating Lines of Credit

An Operating Line of Credit provides a ready source of funds, whenever you need them. Manage your cash flow fluctuations with ease using your TwinStar Credit Union line of credit with a low annual fee. You can access the unused portion of your credit line and feel confident that you have the financial flexibility you need to make good business decisions.