Money Market Savings
Get a higher yield on your savings.
TwinStar Credit Union's money market savings accounts give you a higher-yield alternative for savings with a minimum deposit of $1,000.
TwinStar Credit Union's Money Market savings accounts give you a high yield savings account with a minimum deposit of $1,000. The more you deposit, the more you can earn.
When does a Money Market account make sense?
Traditional share savings accounts typically offer a low base divided rate. If you have more than $1,000 in a basic savings account, a Money Market is a great option to earn a higher rate. While a CD (Certificate of Deposit) is also a good option, your money is locked in until that CD matures. Money Market accounts are a great choice for earning a higher rate while still giving you access to your money when you need it. You can make free withdrawals and deposits anytime, online or at your local branch.
It's a simple way to earn more on your savings.
Executive Money Market
If you have an Executive Checking account with TwinStar, you won't want to miss out on another opportunity to make your money earn more. With an Executive Checking account, you'll have exclusive access to an Executive Money Market account. This tiered-rate account can allow you to maximize your earnings by rewarding you for keeping higher balances. You will need a minimum deposit of $1,000 to get started.
Opening a Money Market account
You can open a Money Market savings account by stopping by any branch or calling 800.258.3115. Online opening is not currently available for Money Market Savings. You will need a minimum deposit of $1,000 to get started, but there are no account minimums required in your Money Market account once your account is open.*
Money Market Savings
| Balance Range | APY* |
|---|---|
| $0 - $999.99 | 0.15% |
| $1,000 - $9,999.99 | 0.15% |
| $10,000 - $24,999.99 | 0.25% |
| $25,000 - $49,999.99 | 0.30% |
| $50,000 - $99,999.99 | 0.35% |
| $100,000 - $149,999.99 | 1.30% |
| $150,000 - $249,999.99 | 1.40% |
| $250,000 and up | 1.50% |
| Balance Range | APY* |
|---|---|
| $0 - $999.99 | 0.25% |
| $1,000 - $9,999.99 | 0.40% |
| $10,000 - $24,999.99 | 0.40% |
| $25,000 - $49,999.99 | 0.50% |
| $50,000 - $99,999.99 | 0.65% |
| $100,000 - $149,999.99 | 1.30% |
| $150,000 - $249,999.99 | 1.40% |
| $250,000 and up | 1.50% |
*APY = Annual Percentage Yield. Rates may vary after account opening. Minimum of $1,000 deposit required for account opening, minimum balance not required to earn dividends. Executive MM and IRA MM require an Executive Checking Account. Rates, terms, and conditions are subject to change. Fees may reduce earnings. The terms applicable to your Deposit Accounts at TwinStar are provided in the Membership and Account Agreement. Prime/Regular Savings requires $100 minimum daily balance to earn dividends. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded and credited monthly. For complete details, please contact TwinStar Credit Union at 360.357.9911 or 1.800.258.3115.