Growling About Your Mortgage Payment?
Mortgage refinancing could be a smart way to trim your monthly payment and save big over time.
Get started with TwinStar Credit Union - a local, not-for-profit financial cooperative with better rates, flexible refi options,
and a loyal team. (Think of us as your financial best friend.)
Lock in a Lower Rate
Did you buy your home when mortgage rates were higher? Or do you want to switch from an adjustable-rate mortgage (ARM) to a fixed-rate loan? Refinancing could help you lower your costs or get more predictable monthly payments.
Own Sooner
By refinancing, you can swap out your current loan for one with a shorter repayment term - such as from 30 years to 15 years. It can be a great way to build equity faster, take on less interest, and pay off your home years earlier.
Take Cash Out
Need an affordable way to pay for home improvements or consolidate debt? With a cash-out refinance, homeowners with enough equity can borrow more than they owe on their current mortgage, then take the difference in cash.
See How Much You Could Save
All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Mortgaged property must be located in the state of Washington or Oregon. Certain restrictions may apply. Contact a mortgage loan officer for more details. Equal housing opportunity lender. NMLS #530610