Member Business Services

Financial services to support your business's success

Business Loans & Visa Credit Cards

Contact us for more information:

  • Dave LaValley
    360.256.2279
    Counties: Clark, Clackamas, OR, Multnomah, OR
  • Jim Minder
    360.923.4495
    Counties: Grays Harbor, King, Lewis, Pierce, Thurston

Commercial Real Estate

Your long-run destination involves running a business in your own building. Office, warehouse, manufacturing, professional and specialty purpose, TwinStar can help you operate your business on your own turf!

We’ll provide funding for the purchase of a building or to re-finance an existing commercial piece of property. Flexible options for repayment terms and longer amortization periods help maximize cash flow. You’ll find low fees and money-saving rates at TwinStar.

Business Visa Credit Cards

Business owners face a new set of opportunities — and challenges — as they grow their businesses. That’s why we’ve made tracking expenses easier with TwinStar Credit Union’s Business Visa card.

Individual cards may be issued to key personnel, each with different credit limits. Each month, your Business Visa statement provides detailed expense and tax information to help you monitor spending and improve your bottom line. You can even track your expenses online and set up your account to produce only the reports you need.

Visa credit limits range from $5,000 to $50,000. There is no annual fee, and you’ll enjoy a variable rate on purchases and a fixed rate on cash advances.

Visit your local branch to apply or for more information.

Term Loans

Destination success often involves vehicles and equipment to help take you there! TwinStar Credit Union helps you build the assets of your business with affordable interest rates and flexible financing to control your business expenses.

TwinStar provides financing on all types of equipment to help your business grow:

  • tractors,
  • trailers,
  • manufacturing equipment,
  • computer systems,
  • landscaping equipment,
  • medical or dental equipment,
  • cargo trailers,
  • and almost anything painted yellow!

If you need financing to obtain a revenue-producing asset, apply for a TwinStar term loan.

Secured Loans

Make the assets you already own work overtime! TwinStar Credit Union will help you purchase new equipment or make improvements to your business by using your current assets as secured collateral.

Business members can pledge business or personal assets when financing a Secured Business Loan at TwinStar. Convenient terms, always-affordable rates and flexible collateral arrangements are the primary features of a secured loan.

Operating Lines of Credit

An Operating Line of Credit provides a ready source of funds, whenever you need them. Manage your cash flow fluctuations with ease using your TwinStar Credit Union line of credit with a low annual fee. You can access the unused portion of your credit line and feel confident that you have the financial flexibility you need to make good business decisions.