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Prime Advantage Checking

For members age 50 or older 

You’ve earned it

You’ve worked hard to earn your money. We worked hard with Members like you to bring a suite of services to a checking account tuned for the needs of our members age 50 and older and a joint owner. This account is best paired with our IRA savings and investments. Enjoy our full-service suite of in-branch perks. You’ve earned your money, and we want to help you to make the most of it.

  • Opening deposit requirement: $25. Must maintain at least $2,000 aggregate balance within a TwinStar Credit Union account OR have direct deposit of payroll or retirement
  • No monthly fee
  • Dividends paid* (see current rates)
  • Free specialized Prime Advantage Club Checks (limit of one box per order).*
  • Unlimited check writing
  • No-cost cashier's checks (two per month)
  • No annual maintenance fee for IRAs
  • Two free money orders per month
  • Various types of insurance at minimal cost
  • Free online banking, mobile banking and online Bill Pay*

Consumer Checking

as of
Balance Range APY*
$0.00 - $499.99 0.00%
$500 - $2,499.99 0.05%
$2,500 and up 0.10%

*APY = Annual Percentage Yield. Rates may vary by region. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. Fees may reduce earnings. Share Savings required to obtain checking. Minimum balance of $5 to maintain Share Savings. Prime Advantage Club Checking can earn dividends. Minimum opening deposit of $25 required for checking. Minimum daily balance is required to earn dividends at the corresponding tiered rate above. If during any statement period your account balance falls below the minimum daily balance, dividends will not be paid to your account for that month.  Prime Advantage requires at least $2,000 aggregate balance within a TwinStar Credit Union account OR have direct deposit of payroll or retirement. All rates and programs are subject to change at the discretion of administration. Free checks limited to specialized Prime Advantage Club Checks. Message and data rates may apply. Check with your mobile provider. Contact TwinStar at 360.357.9917 or 1.800.258.3115 for additional rates and details.

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