Is a Motorcycle the Right Choice for You?

Woman checking her phone before gearing up to ride her motorcycle.

Having the freedom to hit the open road, feel the wind on your face, and experience an adrenaline rush are just some of the reasons why riding a motorcycle can be an enticing choice for many of us 

Before you make the decision to invest in a motorcycle, it's important to consider a few key factors to determine if it is the right choice for you. In this article, we will explore some benefits and drawbacks of motorcycle ownership. 

Pros of Owning a Motorcycle 

There are many reasons one might be drawn to the idea of owning a motorcycle. Not to mention, TV shows and movies have made motorcycle riding “cool” for years. We’re looking at you Steve McQueen. From a practical standpoint, though, here are three reasons a motorcycle could be a good fit for you and your lifestyle.  

  1. More fuel-efficient equals more open road 
    One of the primary advantages of owning a motorcycle is the sense of freedom and adventure it provides. Unlike cars, motorcycles offer a more immersive and thrilling riding experience that can be incredibly invigorating. The ability to enjoy scenic routes can make every ride an exciting adventure. Motorcycles are generally more fuel-efficient than cars, making them a cost-effective choice for daily commuting. 

  2. Lower maintenance costs 
    Another advantage of motorcycle ownership is lower upfront and maintenance costs compared to cars. Motorcycles are typically more affordable to purchase and maintain, making them an attractive option for those on a budget. Also, motorcycles require less parking space, making them more suitable for urban areas with limited parking availability. 

  3. Be part of community of passionate enthusiasts 
    Motorcycles can give you a unique sense of community. Joining local riding groups or clubs can enable you to connect with fellow motorcycle enthusiasts, share experiences, and go on group rides. These connections can enhance the overall enjoyment of owning a motorcycle -- and provide a support system for any challenges you may encounter while riding. 

Cons of Owning a Motorcycle 

While there are plenty of reasons to want to get a motorcycle, it’s important to acknowledge the potential drawbacks of motorcycle ownership. Here are several of them. 

  1. You could be more vulnerable to injuries  
    Motorcycles offer less protection in the event of an accident, making riders more vulnerable to injuries. It is essential to invest in proper safety gear, such as a helmet, protective clothing, and gloves, and practice defensive riding techniques to mitigate the risks. Additionally, adverse weather conditions can pose a greater challenge for motorcycle riders, as rain, wind, or extreme temperatures can significantly impact your riding experience. 

    It’s important to note that riding a motorcycle requires more skill and coordination than driving a car. It is essential to undergo proper training and obtain a motorcycle license to ensure your safety and the safety of others on the road. 

  2. Limited storage capacity 
    Another consideration is the limited storage capacity of motorcycles. Unlike cars, motorcycles have limited space for carrying luggage or groceries. If you frequently need to transport larger items or travel with passengers, a motorcycle may not be the most practical choice for you.  

  3. Does a motorcycle really fit what you want and need?  
    Lastly, it’s crucial to consider your personal preferences and lifestyle when deciding if a motorcycle is right for you. While motorcycles offer a unique riding experience, not everyone may enjoy the physical demands and exposure that come with it. If you prefer a more comfortable, climate-controlled environment and have a need for significant storage space, a car may be a better fit for your lifestyle. 

The Bottom Line 

Owning a motorcycle can provide an exciting and cost-effective mode of transportation for those who prioritize freedom, adventure, and a sense of community. However, it is crucial to weigh the benefits against the potential drawbacks, such as safety concerns, limited storage capacity, and the need for increased skill and coordination. Ultimately, the decision to invest in a motorcycle should align with your personal preferences and lifestyle. 

Get a Motorcycle Loan with TwinStar 

Whether you want to buy a motorcycle or refinance your current one, we can help. Get preapproved to make the buying process quicker and smoother.  Apply online, visit your local branches, or give us a call at 800.258.3115.