Spring marks the unofficial start of the buying season for many buyers and sellers. Typically beginning in March and stretching into early summer, this period is known for increased inventory, better weather, and a flurry of market activity. It’s not just a coincidence — there are practical reasons this season can work in buyers’ favor.
Here’s why spring and summer might just be the best time to make your move — and a few insights on why other seasons have their advantages too.
1. More Homes Hit the Market
Spring and summer often bring a wave of new listings. Sellers who’ve spent winter preparing their homes for sale often wait for warmer weather to list, hoping to attract more buyers. This gives you, as a buyer, a wider selection to choose from — whether you’re looking for a downtown condo, a starter home in the suburbs, or a forever home with a spectacular view.
More listings also mean less pressure to “settle.” You can take the time to compare neighborhoods, evaluate schools, and find a place that truly feels like home. In competitive markets, more inventory can even help balance out rising prices by increasing supply.
2. Longer Days Mean More Time to House Hunt
One of the simplest but most significant perks of home buying in spring and summer? Daylight. With the sun setting later, you’ve got more flexibility to attend evening showings or explore neighborhoods after work.
If you’re trying to fit house hunting into an already busy schedule — or coordinating with a partner, kids, or agent — those extra hours can be a game-changer. Weekends also tend to have more open houses during these seasons, giving you additional chances to view multiple properties in one go.
3. Better Weather Can Mean Easier Moves and Home Inspections
Anyone who’s moved in the rain (or worse, snow) knows how tough it can be. Spring and summer generally offer more predictable and milder weather (depending on location), making the logistics of moving less stressful. Whether you're packing a truck, scheduling movers, or trying to get utilities up and running, better weather can often simplify the process.
Plus, good weather makes it easier to evaluate the home itself. Want to see how that backyard really looks in full bloom? Or check out the roof, gutters, and exterior siding without battling the elements? You’ll get a clearer picture of the home’s condition, and potential, when everything isn’t covered in frost or leaves.
4. Mortgage Rates Often Stabilize (or Dip) Early in the Year
Mortgage rates don’t follow a strict seasonal pattern. But historically, they tend to be more favorable, or at least stable, early in the year. This makes late winter or early spring a smart time to get pre-approved and lock in a rate.
Why does this matter? A difference of even half a percentage point can add up to thousands of dollars in interest over the life of your loan. Partnering with a credit union like TwinStar gives you access to personalized guidance, competitive rates, and the support you need to navigate the loan process with confidence.
5. Summer Closings are Perfect for Families
If you have children and are buying a home, summer is a natural choice to close and move into a new home. Moving during the school break means less disruption to routines — and gives everyone a chance to settle in before the school year begins. Many families time their purchases so they can move in July or August, leaving enough time to register kids for new schools, meet neighbors, and start fresh in the fall.
Even if you don’t have school-aged kids, summer closings can be more convenient for employers, moving companies, and utility providers — many of whom adjust staffing to meet seasonal demand.
Is Fall or Winter a Good Time to Buy a Home?
While spring and summer get most of the attention, don’t count out the cooler months. Fall often brings motivated sellers looking to close before year-end, and fewer buyers means less competition. You might find hidden gems or score a better deal simply because there’s less frenzy.
Winter can also work to your advantage. While inventory tends to be lower, you’ll often find more flexibility in pricing and timing. And with fewer offers on the table, you may have more negotiating power or time to make decisions.
The best time to buy ultimately depends on your financial readiness, your housing needs, and how quickly you want to move. No season is perfect — but every season offers unique opportunities.
Looking to Buy? TwinStar Credit Union is Ready When You Are
Whether you’re ready to move today or just starting to explore your options, TwinStar Credit Union can help make your homeownership dreams a reality. We offer competitive home loan rates, personalized support, and tools to make your process easier — from pre-approval to closing.
Visit TwinStarCU.com to learn more about our mortgage solutions and take the first step toward your new home.
All loans subject to credit approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Mortgaged property must be located in Washington or Oregon state. Certain restrictions may apply. Contact a home equity or mortgage loan officer for more details. Equal housing opportunity lender. NMLS #530610