Insurance commercials and advertisements are everywhere. With so many options available, it can be hard to know where to start, which carrier to choose, or how to score a good deal.
It sounds too good to be true, but shopping for insurance doesn’t have to be difficult. Besides great customer service, purchasing insurance through your credit union can also save you time and money – and most of us could use more of both in our lives.
Here are several benefits you’ll find when choosing to partner with your credit union for your insurance needs.
One-Stop Shop for All Your Insurance Needs
Most credit unions offer a wide variety of policy types. Not only can you get car insurance through your credit union, but you can also source other insurance needs like home, renters, life, and even pet insurance. See the breadth of TwinStar Insurance Service’s offerings on our website.
Multiple Insurance Options
Most credit unions serve as insurance brokers. Rather than work with an agent who is tied to a specific insurance company, you’ll be supported by a Personal Lines Specialist – or independent agent – and simultaneously have access to many reputable brands.
At TwinStar Insurance Services, we work with Progressive, Pemco, Safeco, Travelers, Grange, and several others. Instead of using only one insurance company for all of your needs, we can combine policies from multiple carriers to create a customized solution.
Singular Point of Contact
Choosing your credit union’s insurance agency to coordinate all of your policies provides convenience and a better customer service experience. When you need help, you’ll have a consistent person who is familiar with you and your policies to contact – each interaction becomes a continued dialogue, not a series of one-time conversations that lead to nowhere.
Having one agent handling most, if not all, of your policies allows them to see your coverage holistically. The risk of paying for duplicative insurance across multiple policies decreases, while it also becomes easier to spot gaps in coverage that need to be remedied.
An Agent That’s a Trusted Advisor
Member-owners are at the heart of everything a credit union does, including insurance services. Local experts bring years of experience to their roles and understand the nuances of the industry and regions they serve to be a resource to you. As an objective third party that has no ties to a specific insurance company, a credit union’s insurance team works for you and keeps your interests at the forefront.
Better Rates on Insurance
By leveraging relationships with multiple carriers, your Personal Lines Specialist can shop around and compare differences side-by-side to see what options offer cost savings. Whether it makes sense to capitalize on a bundling discount or split up your policies amongst different insurers, you’ll be presented with the information needed to make educated decisions when selecting your policies.
Time Savings
Shopping around for the best rates on insurance is no small feat: providing the same information over and over, following up on multiple conversations, and comparing different rate sheets side-by-side takes a lot of time and energy. When you choose to purchase insurance from a credit union, gone are the days of calling different agencies individually or visiting a bunch of different websites to find the best rate.
All it takes to get started is one conversation to discuss your goals, how much protection makes you feel safe, and what your budget looks like. Your agent will use that information, their deep partnerships with trusted insurers, and their expert knowledge of the industry’s verbiage and best practices to share options for your consideration.
Ongoing Support
With a credit union, you aren’t just part of a sales quota. The insurance team is available for continued assistance. From answering billing questions to filing a claim to conducting regular reviews of your policies, you have dedicated people in your corner to ensure you’re covered appropriately and satisfied.
When To Look Elsewhere
Not all credit unions offer insurance services; each credit union’s available options are unique. If you’re looking for business insurance, it’s best to ask your credit union’s insurance representatives. They’re well connected with the industry and within their community, so even if the answer is no, you may still get some recommendations or resources to help you find what you’re looking for.
Get Started with TwinStar Insurance Services!
TwinStar Insurance Services will assist you in finding the right coverage for every day life at the right price for your budget. Our local, experienced team will partner with and support you each step of the way, whether you’re choosing or using your policies. Discover how much you can save today by filling out our online quote form or calling us at 844.849.3614 to get a free quote today!
Insurance products and services are offered through and underwritten by SELCO Group Inc., dba TwinStar Insurance, which provides insurance services for TwinStar Credit Union as an independent contractor. SELCO Group Inc. is a licensed insurance company domiciled in the State of Oregon. Business conducted with TwinStar Insurance is separate and distinct from any business conducted with TwinStar Credit Union. Products offered through TwinStar Insurance are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the TwinStar Credit Union, and may be subject to risk. Any insurance required as a condition of an extension of credit by TwinStar Credit Union may be purchased from an agent or insurance company of the member’s choice.