Consumer Membership and Account Agreement
The Deposit Agreement and Disclosure has been renamed Consumer Membership and Account Agreement and now includes the following disclosures:
- Electronic Funds Transfer Services Disclosure and Agreement (Regulation E)
- Funds Availability Schedule (Regulation CC)
- Funds Transfer Agreement and Notice (Regulations J)
- Privacy Policy
- Online Access Agreement and Disclosure.
The disclosures now included in the Consumer Membership and Account Agreement are no longer available as individual disclosures.
Please also review the Consumer Fee Schedule