Level Up Savings
Looking for more ways to build up your savings? If you have a qualifying loan or mortgage with TwinStar, our Level Up Savings Account can earn you more.
Who doesn’t enjoy rewards? Especially when they are easier to earn. If you have qualifying loans or mortgage loans with TwinStar, our Level Up Savings Account is for you! You can earn more on your savings based on up to five loans or mortgages that you have with us. It’s that simple – the more loans you have with us, the more you can earn.
Qualifying loans include those in good standing with balances over $10,000 and up to one (1) mortgage loan per tax reporting owner on the last day of the prior month. Qualifying loans include vehicle loans, personal loans, and even credit cards.
There is no cap on the dollar amount of dividends that a Level Up Savings Account can earn, and you can have more than one Level Up Savings Account.
Level Up Savings
Rates as of 06/01/25| Qualifying Loan* | APY** |
|---|---|
| 1 qualifying loan | 1.00% |
| 2 qualifying loans | 2.00% |
| 3 qualifying loans | 3.00% |
| 4 qualifying loans | 4.00% |
| 5 qualifying loans | 5.00% |
| No qualifying loans | 0.05% |
*Qualifying loans include consumer loans (excluding Upstart Loans) in good standing with balances over $10,000 and up to one (1) mortgage loan per tax reporting owner on the last day of the prior month; up to five (5) qualifying loans. During the month in which the savings account is opened, the account will earn the “No qualifying loans” rate through the end of the month. Beginning on the 1st day of the following month, the rate associated with the number of qualifying loans will take effect and earned for that month. When an additional qualifying loan is opened, the Level Up Savings rate will be updated the 1st day of the month following the month the qualifying loan was opened. Fees can reduce earnings on the account.
**Annual Percentage Yield. $10 minimum balance required. APR accurate as of 06/01/25. Rate may change after account is opened. Rate is determined by the number of qualifying loans held at the end of the last day of the prior month.