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A Visa Card that Rewards Every Time You Spend

Get more bang for your buck. Earn points that can be redeemed for fun rewards every time you use the Visa Platinum Rewards card.

Earning rewards has never been easier with our Visa Platinum Rewards card. Every time you use it to purchase items or pay bills, you earn points that can be redeemed for airline tickets, hotels, gift cards, and so much more.

Take advantage of the card that gives you more when you spend!

How Visa Rewards Work

To learn more about how rewards work, see the Visa rewards page.

TwinStar Visa cards all include:

Visa Platinum Rewards

Purchase APR

15.25% APR Variable

Introductory APR

1.90% on purchases for the first 180 days*
Standard Purchase APR applies after introductory period.

Balance transfer APR

12.25% APR Variable

Cash APR

18.25% APR Variable

Annual Fee




Starting Credit Limit

$2500 - and up

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00.
Rewards details and restrictions subject to change.

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

For full printable disclosure Click here. A printable card agreement can be found here