Certificates typically offer higher rates than traditional savings accounts when you commit to leave your savings in the Certificate for a specified period. Generally, the longer the period, the better the dividend rate. Money held in Certificates cannot be withdrawn before the maturity date without a penalty. Investing in Certificates requires a minimum deposit.

TwinStar Credit Union's money market savings accounts give you a higher-yield alternative for savings with a minimum deposit of $1,000. Money Market accounts give you flexibility and access to your money (up to four withdrawals or transfers per month without paying a fee).

Wouldn't it be nice to retire early with money to spare? Or to be prepared for college expenses? That's a real possibility with regular contributions to an IRA at TwinStar Credit Union.