Twin 97 Home Loans

TwinStar offers a 3% down mortgage program that beats the competition

If you’re considering purchasing a home, especially if you’re a first-time homebuyer, you might be feeling a little overwhelmed with the up-front costs. TwinStar has created a special home loan program to ease the burden, with lower down payments and fewer restrictions on new borrowers.

The Twin 97 mortgage loan covers 97% of your home loan, reducing your down payment requirement to just 3%. Additionally, Twin 97 has no income restrictions and allows you to use gifted funds from relatives for the down payment.

Key benefits of the Twin 97 program

• Affordable 3% down payment, with a budget-friendly fixed rate
• 100% gift funds are permitted for down payment and reserve requirement
• Reduced mortgage insurance premiums available
• No income restrictions
• Homebuyer education class not required
• While this program allows for primary residences only, the borrower may have owned other residential properties

Ready to buy a home?

Apply online or call us 24/7 at 800.258.3115. Our home loan experts are available to help with your questions.