Platinum Rewards

Default Platinum Rewards Visa Card art

Platinum Rewards

The Platinum Rewards card from TwinStar is designed for our members who want to earn rewards with each eligible purchase. Your rewards can be used for airline tickets with no blackout dates and few restrictions AND a whole lot more! Learn more.

Book hotel rooms and cruises, purchase merchandise and gift cards and even make charitable donations with your accumulated points


Purchase APR

12.25% APR Variable

Introductory APR

1.90% Fixed

After 6 month introductory period, rate changes to purchase APR

Balance Transfer APR

9.25% APR Variable

Cash APR

15.25% APR Variable

Annual Fee



Earn one point for each dollar in purchases

Starting Credit Limit

$2500 - and up

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

For full printable disclosure Click here. A printable card agreement can be found here