Business Deposit Accounts

Business Savings Accounts

The foundation of any solid savings strategy, a TwinStar savings account represents your ownership stake in TwinStar Credit Union. All it takes is a $25 minimum deposit to begin your Member Business Services relationship.

There are no fees and you’ll earn a competitive rate on your savings while having access to the funds with your business debit card or by visiting any one of our branch locations.

Business Checking Accounts

All checking accounts include:

  • Business Visa debit card
  • Online account access and Internet Bill Payer

Visit your local branch to open a Business Account.

TwinStar Credit Union offers three Business Checking accounts that complement your business needs:

  • Innovator
    Organizations with limited monthly transactions
  • Explorer
    Growing businesses with higher transaction counts
  • Voyager
    A complete business checking solution for larger businesses

Checking Account Features

Whether you’re just getting started or managing large cash flows, TwinStar offers unique checking account benefits.

  Monthly Fee Free Deposits/Checks* Free Cash Deposits** Dividends
Innovator None 50 $5,000 None
Explorer $10.00 100 $10,000 Yes
Voyager $15.00 250 $25,000 Yes

* Number of deposited items and written checks free. $0.15 per item thereafter.
** Amount of cash deposits per month free. $0.05 per $1,000 thereafter.

Current Dividend Rates

As of: 04/01/2014
Balance Range Dividend Rate APY*
Voyager Checking
$0.00 - $10,000
$10,000.01 - $25,000
$25,000.01 and up
0.10%
0.15%
0.25%
0.10%
0.15%
0.25%
Explorer Checking $0.00 and up 0.15% 0.15%
As of: 03/01/2014
Balance Range Dividend Rate APY*
IOLTA Trust Checking $0.00 and up 0.75% 0.75%

* APY = Annual Percentage Yield. Rates may vary by region. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends are compounded monthly and will be credited monthly. Rates may vary by region. Call TwinStar at (360) 357-9917 in Thurston County, or 1-800-258-3115 for additional rates. All rates and programs are subject to change at the discretion of administration.

Voyager Checking

Business (Explorer or Voyager) Checking Accounts earn dividends. Minimum balance needed to receive dividends.

Explorer Checking

Business (Explorer or Voyager) Checking Accounts earn dividends. Minimum balance needed to receive dividends.

IOLTA Trust Checking

Business (Explorer, Voyager & IOLTA Trush) Checking Accounts earn dividends. Minimum balance needed to receive dividends.