A young girl smiles at the camera holding a basketball and dollar bills

Dollar Stores: Are They Worth The Price?
Q: I love browsing dollar stores, but often end up spending more than planned or regretting purchases. Are dollar stores worth the price? A: Dollar stores can be spending traps, but they can also be a great way to snag bargains. It’s all in how you plan.
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A mother puts a coin in her daughter's piggy bank.

How to Teach Saving Smarts to Children
For the responsible adult who thinks about being prepared for the future, savings are a fixed expense that is built into the monthly budget just like car payments and insurance. For most people, though, this habit does not come naturally. It needs to be acquired and practiced.
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A young woman plays guitar in the woods

7 Ways To De-Stress For Less
It’s the time of year when the blues hit the hardest. And while many people turn to costly escapes, you can get the same results without spending a penny.
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Woman looking at her cellphone in an outdoor scene

The 12 scams Of Christmas
The holidays are a time of family togetherness and celebration. Scammers know you’re distracted, busy and emotional. That’s why their schemes are so devilish.
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Couple enjoying a hot beverage in a winter setting

How to cut back on holiday costs
Q: With the holidays just around the corner, I find that stress is not so much physical as it is financial. The same thing happens every year: My wife and I always go into debt. This year, though, we used our credit union Holiday Club account, and we are so glad we did!
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mother and daughter having fun making holiday cookies

Surviving the holidays with your sanity intact

This year may look a little different, but the holiday season is always special time. With an ever-growing list of people to shop for, it’s easy to get carried away.  The pressure to over-shop and overspend when you’re rushing to buy everything on your list can be overwhelming.
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woman hiding her PIN on an ATM

Scams to watch out for
Scammers tend to be very active during weekends and holidays as they try to take advantage of credit union closures and people traveling. Unfortunately, they are often successful.
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Woman looking at her laptop screen, shopping online

How to earn more points with your rewards card
Most credit unions offer a rewards card where you can earn points to redeem for rewards and perks. If you're planning a trip, looking to save on a big purchase or earning cash back, credit card rewards can help you reach your goal. There are many ways you can accumulate extra points, miles, and cash back with your rewards card.
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Couple looking at paperwork for mortgage refinancing

Refinancing your mortgage
Many homeowners refinance their mortgages to take advantage of lower interest rates due to changes in finances, personal life or to save money.
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a pair of hands reaches into a box of produce and canned goods.

Local food banks need your help
There is an increased need in food assistance as the economic impacts of the pandemic begins to unravel. The outbreak is placing an immense strain on food banks trying to meet a growing demand with fewer resources.
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child jumping off a rock into the arms of an adult man

7 Things You Didn't know about Leap Year
1. Julius Caesar introduced the first calendar leap year in 46 B.C.   The Earth takes exactly 365 days, five hours, 48 minutes and 45 seconds to circle the sun. The occasional Feb. 29 was introduced to ensure we don’t lose six hours every year.   2.
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Seated man and woman speaking

Negotiate a lower rate
If the majority of your outstanding debt is credit card debt, you may be spending hundreds of dollars just on interest alone.
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Pensive man checking his online bank account

Beware this card cracking scam on social media
Protect yourself and those you love. In a recent scam targeting cash-strapped millennials, fraudsters are once again cashing in on people’s naivety and goodwill. This time they’re using social media to make it happen.
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Visual representation of a house with curb appeal

Budget-friendly ways to boost your home’s curb appeal
In today’s highly competitive real estate market, first impressions weigh heavily–and that includes the appearance of your home from street level. Did you know that a prospective home buyer will make a judgment about your house within the first 30 seconds?
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Security

Concerned person looking at her emails on a phone.

How to Identify a Phishing Attack 

Phishing attacks continue to pose a significant threat to individuals and organizations. Be careful when sharing sensitive information, and don't take the bait when it comes to phishing attacks.
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Woman holding gift card and smart phone.

Beware of Gift Card Scams
Gift cards are extremely popular during the holidays. However, scammers love gift cards too. Learn more about how gift card scams work and what to look out for.
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Laptop surrounded by gifts with hands typing on the keyboard

Tips to Stay Safe While Shopping Online
You spend a lot of time planning and browsing for holiday gifts. As retailers prepare to roll out their deals for the upcoming shopping season, people are buying gifts online more than ever. Here are some things to consider to make your holiday shopping more secure.
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