Build Your Credit with a Visa Classic Card
Start building the credit you need to increase your future purchasing and borrowing power with a Visa Classic credit card.
When it comes to building credit, you have to start somewhere. Why not with TwinStar? Our Visa Classic card is ideal if you are a student or never had a credit card. With no annual fees* and low introductory APR*, you can confidently work toward having more borrowing power someday!
16.25% APR Variable
1.90% on purchases for the first 180 days*
Standard Purchase APR applies after introductory period.
13.25% APR Variable
19.25% APR Variable
$250 - and up
* APR = Annual Percentage Rate. All rates based on approved credit.
Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00.
Rewards details and restrictions subject to change.
The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.
Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.