Man and woman hiking in the woods

Visa Platinum

The best card for members with established credit.

Higher limits and lower rates make this the perfect card to carry everywhere. Move balances away from other high-rate cards and enjoy lower interest rates. Platinum Visa also comes with identity theft protection from NortonLifeLock. 

Your partner against identity theft.
No one can prevent all identity theft†, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly. 

To confirm eligibility, visit 

  No one can prevent all identity theft. 

Visa Platinum rates

Purchase APR

13.50% APR Variable 

Introductory APR

1.90% for the first 180 days

Balance transfer APR

10.50% APR Variable

Cash APR

16.50% APR Variable

Annual Fee




Starting Credit Limit

$2500 - and up

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

For full printable disclosure Click here. A printable card agreement can be found here