A Visa Card You Can Take Everywhere

It takes time and effort to establish good credit. Reward yourself with a Visa card that lets you do more. Easily transfer balances from higher-rate cards and save more! TwinStar Visa Platinum cards feature lower interest rates and higher credit limits – enabling you to get more out of life.

TwinStar Visa cards all include:

Visa Platinum rates

Purchase APR

13.25% APR Variable

Introductory APR

1.90% on purchases for the first 180 days*
Standard Purchase APR applies after introductory period.

Balance transfer APR

10.25% APR Variable

Cash APR

16.25% APR Variable

Annual Fee

None

Rewards

None

Starting Credit Limit

$2500 - and up

* APR = Annual Percentage Rate. All rates based on approved credit.

Method of Balance Computation: Average Daily Balance (including current purchases)
Grace Period: 21 days
Minimum Payment: 3% of the balance or minimum $25 whichever is greater.
Late Payment Fee: Payments more than 4 days past due will be charged $20.00.
Rewards details and restrictions subject to change.

Foreign Transaction Fee - Up to 2% of the U.S. dollar amount of the foreign transaction or $0.25 whichever is greater.

The fixed introductory rate applies to new purchases posted to a new Visa® account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates.

Rates are subject to change quarterly. The index is The Wall Street Journal Western Edition Prime Rate as of: February 28; May 31; August 31; November 30 of each calendar year, plus the margin. Rates are subject to change: March 10; June 10; September 10; and December 10 of each calendar year.

For full printable disclosure Click here. A printable card agreement can be found here