Visa EMV chip cards

Visa EMV card promotional image

TwinStar Credit Union Visa® Platinum Rewards Credit Cards now come with chip technology built right in. This tiny chip protects your card information in a big way.

Count on enhanced fraud protection with chip technology

Every time you use your card at a chip-enabled terminal, the embedded chip protects your information by creating a unique transaction code.

Enjoy global acceptance

More places than ever now accept Visa credit cards. Whether you check out using chip technology or swipe your card, you can pay with confidence worldwide. Plus you’re protected against unauthorized use with Visa’s Zero Liability policy.**

Checkout is simple with your new chip-enabled card:

1. Insert the chip end of your card into the terminal with the chip facing up.

2. Keep your card in the terminal and follow the prompts on screen.

3. Remove your card when prompted and take your receipt.
Keep in mind, you may need to sign for your purchase.

Watch this short video to see all the details of the EMV platform

Answers to questions about chip-enabled Visa credit cards:

Q: What is a chip-enabled credit card?

A: TwinStar Credit Union Visa Credit Cards now feature chip technology. You’ll receive an enhanced level of security as well as global acceptance.

Q: How does chip technology protect my information?

A: Every time you use your card at a chip-enabled terminal, the embedded chip generates a unique transaction code. This prevents stolen data from being fraudulently used.

Q: Where can I use a chip-enabled card?

A: You can use chip-enabled cards at millions of places that accept Visa credit cards, at home and abroad.

Q: Can I still swipe my chip-enabled card to pay?

A: Yes. If a merchant is not yet chip-enabled, you can continue to swipe your card.

Q: Will I have to pay any fees to use a chip-enabled card?

A: No. There are no additional fees to use a chip-enabled card.

** Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN transactions not processed by Visa or any other transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.