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Beware of scam text messages and phone calls pretending to be from TwinStar. Don't click on links or share sensitive information. Contact us at 800.258.3115 to verify a text or phone call, or if your account is compromised.

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How to Send a Wire Transfer

Wire transfers are a secure way to send money to anywhere you need.A wire transfer is a type of electronic payment for transferring funds between financial institutions by wire through the Federal Reserve, the Society for Worldwide Interbank Financial Telecommunications (SWIFT) network or the Clearing House Interbank Payment System (CHIPS).How to send a wireYou request a wire transfer either in a branch or by giving us a call at (800) 258-3115.To send a wire within the U.S., you need:Beneficiary name (person or company to whom the wire is being sent)Beneficiary physical addressBeneficiary acco

Overdraft Services

Life happens. Unexpected expenses occur from time to time. It happens to all of us. With Overdraft Services from TwinStar, you can protect your checking account in the event of an inadvertent overdraft.Overdraft Services adds a measure of protection to your checking account that can cover insufficient funds (up to your approved limit) for a fee per every covered overdraft transaction.

Setting up a direct deposit

If you are setting up a direct deposit to your TwinStar account, you will need the full account number. Examples of direct deposits include your paycheck, unemployment benefits, tax returns, COVID economic stimulus payments, or other government benefits.

Using the night drop

Skip the drive-through, and no waiting in line! Our night drop boxes are fully secured and open 24/7.What can you do at the night drop box?Drop off your cash or check deposit. Make a payment with cash or check.Drop off important documents.Envelopes are provided for your convenience.  All items dropped in the drop box will be processed the following business day.A night drop box is available at all branches except Hoquiam, Chehalis, and our Safeway branches.  

TwinStar Fraud Prevention Services Alerts

TwinStar Fraud Prevention Services provides transaction monitoring on all TwinStar Visa credit and debt cards. The service helps identify and prevent fraudulent transactions. If we see any transactions occur on your card that are unusual or outside of your normal spending patterns, we will contact you and ask for confirmation . If you have a TwinStar debit or credit card, you are automatically enrolled. All users are enrolled in both text and phone alerts. If you have a cell phone number on file with us, we will send you alerts via text messages*.

TwinStar Fraud Prevention Services

TwinStar Fraud Prevention Services takes credit and debit card analytics one step further by focusing on debit and credit purchases only. TwinStar Fraud Prevention Services can detect bogus debit and credit card transactions in just a few milliseconds – that’s less time than the blink of an eye. Each time a merchant swipes or processes your card, TwinStar analyzes the amount, location, time of day, frequency and account history to determine if the chance of unauthorized use is present.

Wire Transfers

Domestic wire transfersOutgoing wire requests received over the phone prior to 12:00 pm, or in a branch prior to 1:00 pm on weekdays will be processed the same day. Wires received after this deadline will be processed the next business day. Incoming wires are posted as they are received from the initiating financial institution.Domestic (U.S. destination) wires may take 12 to 72 hours to arrive at the destination financial institution.

TwinStar Routing Number

325181015

1-800-258-3115 P.O. Box 718, Olympia, WA 98507

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