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You may be feeling impatient to start more aggressively paying down debt, but first it’s important to create an emergency fund.

If the majority of your outstanding debt is credit card debt, you may be spending hundreds of dollars just on interest alone.

When you’ve dug yourself deep into a pit, the only way to get out is to stop digging. This month, focus on not racking up more debt. Stop using your credit cards.

You’re determined that this will be the year you finally pay down (or pay off) that debt. Get ready, because for the next twelve weeks, our blog will take you down another step on your journey toward living a debt-free life. First step, sit down and take stock of all your debts.

6 Ways To Save Money On Camping Costs Q: Camping was always considered the low cost vacation option, but the costs really add up. How can I cut down on camping costs but still have a great experience? A: It’s great you’re looking to trim your vacation expenses.