Every corner of the personal finance world seems to hammer home the same point: Debt is the wealth killer. Debt is the single greatest threat to your college savings, financial independence, and retirement planning.
Money plays a vital role in relationships. In fact, how you and your partner relate to money can make or break the relationship. It may not sound romantic, but a 2009 study by Jeffrey Dew at Utah State University found that
It’s time to celebrate the significant other in your life! If you’re thinking that means pricey gifts, expensive dates and blowing an entire day’s salary on a restaurant meal, think again. There’s no need to drain your wallet while trying to create the perfect Valentine’s Day.
When you pay with your TwinStar Visa® debit card at a check-out counter, you often have a choice between running your card as “debit” or “credit.” What’s the difference?
Your credit score may seem like a personal judgment on your character, but the factors that go into it are actually determined by research and analysis of data about how people use credit. Here are the major factors that go into your score:
Ah, the holidays in the Pacific Northwest—lights sparkling in the rain and the scent of Douglas fir in the air. And, of course, the shopping! The crowds, bright lights, sales, high energy: to some it’s an adventure, to others a dreaded chore.
The situation is becoming all too common: you receive a call while out shopping or perhaps during dinner. You don’t recognize the number, but the person on the line identifies themselves as an employee of your financial institution. They speak urgently—there’s a problem with your account.