Home Loans


Mortgage Resources

Visit the mortgage center for even more resources.


Fast forward your mortgage with Zoom

The Zoom mortgage loan is perfect for members with retirement in sight. If you have considerable equity in your house, set up the Zoom to pay off your house at the same time you retire, with a flexible term of five, seven or ten years. You can time repayment of your loan to zoom off into retirement! The Zoom has a streamlined underwriting process—no appraisal required and a flat fee of $1,200.

Looking to Buy a Home?

Check out our Rates
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TwinStar Credit Union provides home loans with minimal fees and competitive rates with proven quality member service. We understand the local housing market, available financing options and we look out for you when it comes to your home and financial well-being. We’re committed to helping members find a great loan, at a great value. We will help make your dreams come true!

You can apply online, call us, or simply stop by any of our convenient locations.




Own your own home TODAY!
Here’s what you’ll need to get started.

  • Pay stubs-most recent to cover the last 30 days
  • W-2 forms-most recent two years
  • Tax returns (self-employed or paid commission – two years federal tax returns (personal/corporate/partnership)
  • Bank statements-most recent two months
  • Retirement account statements – most recent quarter
  • Current debts-account #, balance, monthly payment

If you found a home:

  • Property tax information
  • Homeowners insurance-company, agent name, phone #
  • Purchase and sales agreement
  • Landlord’s name and address for the past two years

Construction loans:

  • Two sets of plans
  • Description of materials
  • Construction contract between you and your builder